San Diego County property record for 1026 West St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,895 sqft · built 2025 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $585,000 (Dec 2009) |
| Tax Bill | $10,012 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-410-47-00 |
| Primary APN | 150-410-47-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,895 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 5,400 sqft (0.124 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 1026 WEST ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-4245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 5 LOT 6 POR TR 001787 |
| Legal Subdivision | PLUMOSA HEIGHTS |
| Legal Tract | 001787 |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 18201 |
1026 West St is owner-occupied and held in a trust since August 2012.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4966 CALLE ARQUERO, OCEANSIDE, CA 92057-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2023 | Intrafamily Transfer, Transfer |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 2009 · Amount on File |
| Deed Sale | Dec 24, 2009 · Amount on File |
| Prior Sale | Feb 16, 2005 · Amount on File |
| Deed Document Number | 2009711720 |
| Last Transfer Date | Aug 3, 2012 |
| Transfer Doc | 0000472181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 7, 2023 |
| Property Address | 1026 WEST ST, OCEANSIDE, CA 92054-4245 |
| Document Number | 0000030283 |
| Map Reference | MAP 1787 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 2023-0030283 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1026 WEST ST, CAMP PENDLETON, CA 92054-4245 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1026 WEST ST, OCEANSIDE, CA 92054-4245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 1026 WEST ST, OCEANSIDE, CA 92054-4245 |
| Document Number | 0000007102 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021-0007102 |
| Name | INTERCAP LENDING |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 1026 West St was $10,012 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $916,321 (+2%) Land $579,315 Building $337,006 | |
| 2025 | $10,012.00 Homeowner's exemption | $898,355 Land $567,956 Building $330,399 |
| 2023 | $9,517.00 (+1.56%) Homeowner's exemption | $863,472 Land $545,902 Building $317,570 |
| 2022 | $9,371.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1026 West St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1026 West St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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