915 West St, Oceanside, CA 92054 Property Records

San Diego County property record for 915 West St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,569 sqft · built 1928
Lot Size0.92 acres (4,000 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (Jun 2013)
Tax Bill$8,578 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN152-032-10-00

Property Details

APN / Parcel Number

Primary APN152-032-10-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,569 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleConventional
Lot Area4,000 sqft (0.92 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
Heating FuelGas

Location & Zoning

Street Address915 WEST ST
CityOCEANSIDE
StateCA
Zip92054-5025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 4 LOTS 1 THRU 3 NELY 1/2 TR 000768
Legal SubdivisionBOONE & SCHAFERS ADD
Legal Tract000768
Legal Block4
Legal Lot Number1-3
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1004
Census Tract18201

Owner

915 West St is owned and occupied by an individual who bought it in June 2013.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address915 WEST ST, OCEANSIDE, CA 92054-5025
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 23, 2019Quit Claim Deed, Transfer · Conventional Mortgage
SYNERGY ONE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2013 · Amount on File
Deed SaleJun 21, 2013 · Amount on File
Prior SaleJul 28, 1995 · Amount on File
Deed Document Number2013393335
Prior Transfer DateAug 28, 1997
Prior Transfer Doc0000591959
Record UpdatedOct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 5, 2020
Property Address915 WEST ST, OCEANSIDE, CA 92054-5025
Document Number0000599739
Map ReferenceMAP 273
Instrument DateSep 29, 2020
Instrument2020-0599739
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 WEST ST, OCEANSIDE, CA 92054-5025

Mortgage

Document Number0000599740
DateOct 5, 2020
Instrument2020-0599740
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 23, 2019
Property Address915 WEST ST, OCEANSIDE, CA 92054-5025
Document Number0000480666
Instrument DateOct 16, 2019
Instrument480666
Transaction TypeTransfer
Record UpdatedOct 31, 2019
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 WEST ST OCEANSIDE CA 920545025, OCEANSIDE, CA 92054-5025

Mortgage

Document Number480667
DateOct 23, 2019
Instrument480667
Lender
NameSYNERGY ONE LNDG
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 915 West St was $8,578.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$778,298 (+2%) Land $540,098 Building $238,200
2025$8,578.00$763,038 Land $529,508 Building $233,530
2023$8,156.00 (+1.53%)$733,410 Land $508,948 Building $224,462
2022$8,033.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 915 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 915 West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on West St

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