1010 Oak Tree Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 1010 Oak Tree Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,148 sqft · built 1984
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2007)
Deeds & Mortgages	Jun 2017 Mortgage
APN	`04-32-0-204-023`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-204-023`

Interior

Stories	2 Stories
Building Area	1,148 sqft Living Area
Gross Area	1,654 sqft
Upper Floors Area	28 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	328 sqft
Patio Area	78,000 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1010 OAK TREE CT
City	O FALLON
State	IL
Zip	62269-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK TREE ESTATES 3RDADDITION LOT/SEC-68 A02046326
Legal Subdivision	OAK TREE ESTATES
Legal Lot Number	68
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	504352

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 OAK TREE CT, O FALLON, IL 62269-2837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2007 · Amount on Record
Deed Sale	Jun 1, 2007 · Amount on Record
Deed Document Number	A02046326
Record Updated	Jun 7, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1010 OAK TREE CT, O FALLON, IL 62269-2837
Document Number	00A2540093
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 OAK TREE CT O FALLON IL 622692837, O FALLON, IL 62269-2837

Mortgage

Document Number	00A2540093
Date	Jun 15, 2017
Instrument	2540093

Lender

Name	FIRST CNTY BK
Type	Bank
Address	NEW BADEN, IL 62265

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 14, 2037

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$82,971 Land $10,200 Building $72,771	$248,913 Land $30,600 Building $218,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000