1007 Oak Tree Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 1007 Oak Tree Ct, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,189 sqft · built 1984
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2022)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2020 Mortgage + 2 more
APN	`04-32-0-204-027`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-204-027`

Interior

Stories	2 Stories
Building Area	1,189 sqft Living Area
Gross Area	1,833 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,454 sqft (0.239 acres)
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	1,524 sqft
Deck Area	6,300 sqft
Patio Area	44,200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1007 OAK TREE CT
City	O FALLON
State	IL
Zip	62269-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK TREE ESTATES 3RDADDITION LOT/SEC-45 A02753308
Legal Subdivision	OAK TREE ESTATES
Legal Lot Number	45
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	504352

Owner

Source: St. Clair County records · APN 04-32-0-204-027

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1007 OAK TREE CT, O FALLON, IL 62269-2837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO
May 18, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE MAKERS
Dec 08, 2017	Deed of Trust, Mortgage · VA Mortgage MORTGAGE MAKERS
Dec 11, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE MAKERS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	A02753308
Record Updated	Jun 07, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 18, 2022
Property Address	1007 OAK TREE CT, O FALLON, IL 62269-2837
Document Number	0A02753308
Map Reference	MB 78 PG 71
Instrument Date	Jul 15, 2022
Instrument	A02753308
Transaction Type	Transfer
Record Updated	Aug 03, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1007 OAK TREE CT, O FALLON, IL 62269-2837

Mortgage

Document Number	0A02753309
Date	Jul 18, 2022
Instrument	A02753309

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1007 OAK TREE CT, O FALLON, IL 62269-2837
Document Number	00A2651967
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1007 OAK TREE CT O FALLON IL 622692837, O FALLON, IL 62269-2837

Mortgage

Document Number	00A2651967
Date	May 26, 2020
Instrument	2651967

Lender

Name	MORTGAGE MAKERS
Type	Mortgage Company
Address	EDWARDSVILLE, IL 62025

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate	3.12%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1007 OAK TREE CT, O FALLON, IL 62269-2837
Document Number	00A2561074
Instrument Date	Dec 08, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	FIRSTT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1007 OAK TREE CT O FALLON IL 622692837, O FALLON, IL 62269-2837

Mortgage

Document Number	00A2561074
Date	Dec 11, 2017
Instrument	2561074

Lender

Name	MORTGAGE MAKERS
Type	Mortgage Company
Address	EDWARDSVILLE, IL 62025

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 11, 2017
Property Address	1007 OAK TREE CT, O FALLON, IL 62269-2837
Document Number	00A2561073
Instrument Date	Dec 01, 2017
Instrument	2561073
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	FIRSTT AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1007 OAK TREE CT O FALLON IL 622692837, O FALLON, IL 62269-2837

Mortgage

Document Number	A2561074
Date	Dec 11, 2017
Instrument	2561074

Lender

Name	MORTGAGE MAKERS
Type	Mortgage Company
Address	EDWARDSVILLE, IL 62025

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$92,001 Land $9,774 Building $82,227	$276,003 Land $29,322 Building $246,681

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043521, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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