1006 Oak Tree Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 1006 Oak Tree Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,276 sqft · built 1984
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2020)
Tax Bill	$7,683 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
APN	`04-32-0-204-021`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-204-021`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,276 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1006 OAK TREE CT
City	O FALLON
State	IL
Zip	62269-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK TREE ESTATES 3RDADDITION LOT/SEC-70 A02647654
Legal Subdivision	OAK TREE ESTATES
Legal Block	204
Legal Lot Number	70
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	504352

Owner

1006 Oak Tree Ct is owned and occupied by two individuals who bought it in April 2020.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1006 OAK TREE CT, O FALLON, IL 62269-2837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2020 · Amount on File
Deed Sale	Apr 8, 2020 · Amount on File
Prior Sale	Aug 20, 2009 · Amount on File
Deed Document Number	20202647654
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 8, 2020
Property Address	1006 OAK TREE CT, O FALLON, IL 62269-2837
Document Number	00A2647654
Instrument Date	Mar 27, 2020
Instrument	2647654
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 WOLFE CREEK CT GLEN CARBON IL 620341380, GLEN CARBON, IL 62034-1380

Mortgage

Document Number	A2647655
Date	Apr 8, 2020
Instrument	2647655

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 7, 2035

Interest

Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 1006 Oak Tree Ct was $7,683.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,683.00	$106,596 Land $12,564 Building $94,032	$319,788 Land $37,692 Building $282,096
2022		$79,347 Land $9,352 Building $69,995	$238,041 Land $28,056 Building $209,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1006 Oak Tree Ct; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1006 Oak Tree Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000