San Luis Obispo County property record for 1010 Nipomo Ave, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,359 sqft · built 1976 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Dec 1993) |
| Tax Bill | $3,797 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Mar 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-581-010 |
| Primary APN | 038-581-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,359 sqft Living Area |
| 1st Floor Area | 1,359 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 1010 NIPOMO AVE |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 130 LTS 25 & 26 |
| Legal Subdivision | EL MORO |
| Legal Block | 130 |
| Legal Lot Number | 25,26 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10703 |
Source: San Luis Obispo County records · APN 038-581-010
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1010 NIPOMO AVE, LOS OSOS, CA 93402-2722 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Mar 31, 2023 | Intrafamily Transfer, Transfer |
| Jun 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 1993 · Amount on Record |
| Deed Sale | Dec 07, 1993 · Amount on Record |
| Deed Document Number | 199376257 |
| Last Transfer Date | Feb 06, 2023 |
| Transfer Doc | 0000008951 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1010 NIPOMO AVE, LOS OSOS, CA 93402-2722 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1010 NIPOMO AVE, LOS OSOS, CA 93402-2722 |
| Document Number | 0000002691 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022002691 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 31, 2023 |
| Property Address | 1010 NIPOMO AVE, LOS OSOS, CA 93402-2722 |
| Document Number | 0000008951 |
| Map Reference | MB A PG 80 |
| Instrument Date | Feb 06, 2023 |
| Instrument | 2023008951 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1010 NIPOMO AVE, LOS OSOS, CA 93402-2722 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1010 NIPOMO AVE, LOS OSOS, CA 93402-2722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027927 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 2017027927 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1010 NIPOMO AVE, LOS OSOS, CA 93402-2722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031115 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020031115 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $260,388 (+2%) Land $138,420 Building $121,968 | |
| 2025 | $3,797.00 (-28.97%) | $255,283 (+4.04%) Land $135,706 Building $119,577 |
| 2023 | $5,346.00 (+5.17%) Homeowner's exemption | $245,373 Land $130,438 Building $114,935 |
| 2022 | $5,083.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: California Internet, Radiate Holdings, Surfnet Communications, T-Mobile USA, Verizon.
Based on FCC filings for 764 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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