San Luis Obispo County property record for 1056 Nipomo Ave, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 959 sqft · built 1953 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,000 (Jan 2012) |
| Tax Bill | $5,094 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-582-009 |
| Primary APN | 038-582-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 959 sqft Living Area |
| 1st Floor Area | 959 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 1056 NIPOMO AVE |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 131 LTS 25 & 26 |
| Legal Subdivision | TOWN/EL MORO |
| Legal Tract | 1 |
| Legal Block | 131 |
| Legal Lot Number | 25,26 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10703 |
Source: San Luis Obispo County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1056 NIPOMO AVE, LOS OSOS, CA 93402-2759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 11, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2012 · Amount on Record |
| Deed Sale | Jan 26, 2012 · Amount on Record |
| Prior Sale | Aug 30, 2011 · Amount on Record |
| Deed Document Number | 20124526 |
| Last Transfer Date | Aug 25, 2025 |
| Transfer Doc | 0000024860 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1056 NIPOMO AVE, LOS OSOS, CA 93402-2759 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1056 NIPOMO AVE, LOS OSOS, CA 93402-2759 |
| Document Number | 0000024087 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021024087 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1056 NIPOMO AVE, LOS OSOS, CA 93402-2759 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022190 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 2019022190 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1056 NIPOMO AVE, LOS OSOS, CA 93402-2759 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012779 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 2020012779 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2050 |
Source: San Luis Obispo County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,094.00 (-11.07%) | $238,983 (+14.43%) Land $156,999 Building $81,984 |
| 2023 | $5,728.00 (+27.29%) Homeowner's exemption | $208,847 Land $150,903 Building $57,944 |
| 2022 | $4,500.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.
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