ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO OF BERKS CNTY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1011 EDDYSTONE CT, READING, PA 19605-3297
Mortgage
Document Number
0000007528
Date
Feb 22, 2021
Instrument
2021007528
Lender
Name
FIRST NATIONAL BANK OF PENNSYLVANIA
Type
Bank
Address
CHARLOTTE, NC 28262
Agreement
Type
SBA Mortgage
Amount
Amount on Record
May 2022: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
BERKS PA
Recording Date
May 11, 2022
Property Address
1010 ELM ST, READING, PA 19604-2906
Document Number
0000019700
Instrument Date
May 10, 2022
Instrument
2022019700
Transaction Type
Transfer
Record Updated
May 30, 2023
Title Company
CONESTOGA TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1011 EDDYSTORE CT, READING, PA 19605-3297
February 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
BERKS PA
Recording Date
Feb 25, 2021
Property Address
1010 ELM ST, READING, PA 19604-2906
Document Number
0000008251
Instrument Date
Feb 17, 2021
Instrument
2021008251
Transaction Type
Transfer
Record Updated
May 30, 2023
Title Company
CONESTOGA TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1011 EDDYSTONE CT, READING, PA 19605-3297
March 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
BERKS PA
Recording Date
Mar 16, 2020
Property Address
1010 ELM ST, READING, PA 19604-2906
Document Number
0000009300
Instrument Date
Feb 26, 2020
Instrument
9300
Transaction Type
Transfer
Record Updated
May 26, 2020
Title Company
EDGE ABSTRACT
Transaction
Amount
Amount on Record
Tax
$1,750.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
1011 EDDYSTONE CT READING PA 196053297, READING, PA 19605-3297
Mortgage
Document Number
9301
Date
Mar 16, 2020
Instrument
9301
Lender
Name
COMMUNITY FIRST FND
Type
Funding / Finance Company
Address
LANCASTER, PA 17608-0524
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
Mar 15, 2021
Interest
Rate Type
Adjustable Rate
Mortgage
Document Number
9302,
Date
Mar 16, 2020
Instrument
9302
Lender
Name
COMMUNITY FIRST FND
Type
Funding / Finance Company
Address
LANCASTER, PA 17608-0524
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
Mar 15, 2021
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2026 property tax bill for 1010 Elm St was $2,955, up 4% from the year before.
Source: Berks County assessment roll, as of May 27, 2026
Property Jurisdictions
Type
Name
State
Pennsylvania
County
Berks County
Municipality
Reading City
Unified School District
Reading School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$2,955.00 (+4.01%)
$104,700 (-)Land $44,000Building $60,700
$44,000 (-)Land $44,000
2025
$2,841.00 (+2.53%)
$104,700 (-)Land $44,000Building $60,700
$44,000Land $44,000
2024
$2,771.00
$104,700Land $44,000Building $60,700
1994
$104,700Land $44,000Building $60,700
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1010 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
1 (1979)
Most Recent Claim
Jan 1979 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1010 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source
Surface water
Last State Inspection
May 2025
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Greenlight Networks Fiber
10,000 / 10,000
Xfinity Cable
2,000 / 250
May also be available: Frontier, T-Mobile, Verizon.