950 Elm St, Reading, PA 19601 Property Records

Berks County property record for 950 Elm St, Reading, PA 19601

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,612 sqft · built 1900
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,900 (Jun 2017)
Tax Bill	$880 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-69-01-4893`

Property Details

APN / Parcel Number

Primary APN	`5317-69-01-4893`
Alternative APNs	`09-5317-69-01-4893` `9365175` `365175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,612 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9365175
Street Address	950 ELM ST
City	READING
State	PA
Zip	19601-3173
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	14
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2010
Census Tract	1700

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 12184, READING, PA 19612-2184
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QNB BANK
Jun 2, 2017	Deed, Transfer · Stand-Alone First Mortgage QNB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	201719798
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	950 ELM ST, READING, PA 19601-3173
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062133
Date	Dec 15, 2021
Instrument	2021062133

Lender

Name	QNB BANK
Type	Bank
Address	QUAKERTOWN, PA 18951

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 2, 2017
Property Address	950 ELM ST, READING, PA 19601-3173
Document Number	0000019798
Map Reference	MB 2343 PG 1631
Instrument Date	May 30, 2017
Instrument	2017019798
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 12184, READING, PA 19612-2184

Mortgage

Document Number	0000019799
Date	Jun 2, 2017
Instrument	2017019799

Lender

Name	QNB BANK
Type	Bank
Address	QUAKERTOWN, PA 18951

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$880.00 (+6.67%)	$31,200 (-) Land $6,600 Building $24,600	$6,600 (-78.85%) Land $6,600
2024	$825.00	$31,200 Land $6,600 Building $24,600
1994			$31,200 Land $6,600 Building $24,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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