1011 Elm St, Reading, PA 19604 Property Records

Berks County property record for 1011 Elm St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,353 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jul 2023)
Tax Bill	$683 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5317-69-01-7926`

Property Details

APN / Parcel Number

Primary APN	`5317-69-01-7926`
Alternative APNs	`09-5317-69-01-7926` `365325`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,353 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Pole Barn	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1011 ELM ST
City	READING
State	PA
Zip	19604-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1021
Census Tract	1700

Owner

Source: Berks County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1011 ELM ST, READING, PA 19604-2905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage THE SECRETARY OF HOUSING AND URBAN DEVEL
Jul 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICE
Jul 10, 2023	Deed, Transfer · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICE
Jun 28, 2022	Special Warranty Deed, Transfer BEST ABSTRACT LLC, ABES ABSTRACT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Jun 28, 2022 · Amount on Record
Deed Document Number	202319878
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1011 ELM ST, READING, PA 19604-2905
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 ELM ST, READING, PA 19604-2905

Mortgage

Document Number	0000029878
Date	Sep 29, 2025
Instrument	2025029878

Lender

Name	THE SECRETARY OF HOUSING AND URBAN DEVEL
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jul 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1011 ELM ST, READING, PA 19604-2905
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	KEYSTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019880
Date	Jul 10, 2023
Instrument	2023019880

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2033

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 10, 2023
Property Address	1011 ELM ST, READING, PA 19604-2905
Document Number	0000019878
Instrument Date	Jun 23, 2023
Instrument	2023019878
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 ELM ST, READING, PA 19604-2905

Mortgage

Document Number	0000019881
Date	Jul 10, 2023
Instrument	2023019881

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000019879
Date	Jul 10, 2023
Instrument	2023019879

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Jun 28, 2022
Property Address	1011 ELM ST, READING, PA 19604-2905
Document Number	0000025860
Instrument Date	Jun 17, 2022
Instrument	2022025860
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	BEST ABSTRACT LLC, ABES ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 610044, BRONX, NY 10461-0450

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$683.00 (+6.72%)	$24,200 (-) Land $7,600 Building $16,600	$7,600 (-68.6%) Land $7,600
2024	$640.00 (-39.45%)	$24,200 (-) Land $7,600 Building $16,600
2023	$1,057.00	$24,200 Land $7,600 Building $16,600
1994			$24,200 Land $7,600 Building $16,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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