Champaign County property record for 1010 E Water St, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 708 sqft · built 1894 |
| Lot Size | 0.118 acres (5,160 sqft) |
| Owner | Company Name on Record |
| Last Sale | $54,000 (Aug 2006) |
| Tax Bill | $2,554 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-21-09-378-004 |
| Primary APN | 91-21-09-378-004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 708 sqft Building Perimeter |
| 1st Floor Area | 708 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 5,160 sqft (0.118 acres) |
| Lot Dimensions | 86 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 1010 E WATER ST |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-2844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1, PT RIGHT OF WAY SUB OF PT SE 1/4 SW 1/4 SEC. 9-19-9, AND LOTS 2-5 OF SAME GROUND AND OTHER LAND |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 09 |
| Legal Subdivision | PT RIGHT OF WAY SUB |
| Legal Lot Number | 1,2-5 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5500 |
Source: Champaign County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 705 S GLOVER AVE, URBANA, IL 61802-4426 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FSB OF CHAMPAIGN URBANA |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VILLA GROVE STATE BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage VILLA GROVE ST BK |
| Apr 11, 2018 | Loan Modification, Mortgage BIG TOP PROPERTIES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2006 · Amount on Record |
| Deed Sale | Aug 1, 2006 · Amount on Record |
| Deed Document Number | 200621070 |
| Last Transfer Date | Jul 21, 2009 |
| Transfer Doc | 0000021813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1010 E WATER ST, URBANA, IL 61802-2844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002573 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022R02573 |
| Name | FIRST FSB OF CHAMPAIGN URBANA |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 15, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1010 E WATER ST, URBANA, IL 61802-2844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIED CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013099 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 2020R13099 |
| Name | VILLA GROVE STATE BANK |
|---|---|
| Type | Bank |
| Address | VILLA GROVE, IL 61956 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 162 Months |
| Due | Jan 22, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1010 E WATER ST, URBANA, IL 61802-2844 |
| Document Number | 0000006366 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1010 E WATER ST URBANA IL 618022844, URBANA, IL 61802-2844 |
| Document Number | 0000006366 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 6366 |
| Name | VILLA GROVE ST BK |
|---|---|
| Type | Mortgage Company |
| Address | VILLA GROVE, IL 61956 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 20, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1010 E WATER ST, URBANA, IL 61802-2844 |
| Document Number | 0000005855 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX BOX 50 VILLA GROVE IL 61956, VILLA GROVE, IL 61956 |
| Document Number | 0000005855 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 5855 |
| Name | BIG TOP PROPERTIES LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Apr 15, 2021 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,554.00 (+2.24%) | $25,260 (+25.99%) Land $4,680 Building $20,580 | $75,780 (+25.99%) Land $14,040 Building $61,740 |
| 2024 | $2,498.00 (+15.12%) | ||
| 2022 | $2,170.00 | $20,050 Land $3,710 Building $16,340 | $60,150 Land $11,130 Building $49,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures