Champaign County property record for 1002 E Water St, Urbana, IL 61802
| Property Type | Commercial |
|---|---|
| Lot Size | 0.21 acres (9,151 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (May 2017) |
| Tax Bill | $965 (2024) |
| Deeds & Mortgages | May 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-21-09-378-001 |
| Primary APN | 91-21-09-378-001 |
|---|
| Lot Area | 9,151 sqft (0.21 acres) |
|---|
| Street Address | 1002 E WATER ST |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-2844 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 4, PT RIGHT OF WAY SUB OF PT SE 1/4 SW 1/4 SEC. 9-19-9, AND LOTS 2-5 OF SAME GROUND |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 09 |
| Legal Subdivision | PT RIGHT OF WAY SUB |
| Legal Lot Number | 4,2-5 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5500 |
1002 E Water St, a commercial property, is owned by an individual who bought it in May 2017.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 17101, URBANA, IL 61803-7101 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2017 · Amount on File |
| Deed Sale | May 26, 2017 · Amount on File |
| Prior Sale | Mar 30, 2009 · Amount on File |
| Deed Document Number | 20179205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 26, 2017 |
| Property Address | 1002 E WATER ST, URBANA, IL 61802-2844 |
| Document Number | 0000009205 |
| Instrument Date | May 25, 2017 |
| Instrument | 9205 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | MERGE ESCROW LLC, ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 17101 URBANA IL 618037101, URBANA, IL 61803-7101 |
| Document Number | 9206 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 9206 |
| Name | BANKCHAMPAIGN |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61824-1490 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 25, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,900 Land $2,430 Building $7,470 | $29,700 Land $7,290 Building $22,410 | |
| 2024 | $965.00 | ||
| 2022 | $850.00 | $7,860 Land $1,930 Building $5,930 | $23,580 Land $5,790 Building $17,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1002 E Water St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1002 E Water St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.
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