1008 E Water St, Urbana, IL 61802 Property Records

Champaign County property record for 1008 E Water St, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details1 ba · 893 sqft · built 1899
Lot Size0.118 acres (5,160 sqft)
OwnerCompany Name on File
Last Sale$1,180,000 (Nov 2024)
Tax Bill$2,131 (2024)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN91-21-09-378-003

Property Details

APN / Parcel Number

Primary APN91-21-09-378-003

Interior

Full Baths1 Bath
Stories1 Story
Building Area893 sqft Building Perimeter
1st Floor Area893 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Exterior MaterialStucco
Roof MaterialOther
Lot Area5,160 sqft (0.118 acres)
Lot Dimensions86 ft deep x 60 ft wide
PorchPorch

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address1008 E WATER ST
CityURBANA
StateIL
Zip61802-2844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 2, PT RIGHT OF WAY SUB OF PT SE 1/4 SW 1/4 SEC. 9-19-9, AND LOTS 2-5 OF SAME GROUND
Legal Range09E
Legal Township19N
Legal Section09
Legal SubdivisionPT RIGHT OF WAY SUB
Legal Lot Number2,2-5
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1005
Census Tract5500

Owner

1008 E Water St is owned by a company that bought it in November 2024.

Source: Champaign County records, as of August 14, 2026

Owner of RecordCompany Name on File
Mailing Address1008 E WATER ST, URBANA, IL 61802-2844
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2024 · Amount on File
Deed SaleNov 19, 2024 · Amount on File
Prior SaleNov 17, 2008 · Amount on File
Deed Document Number202417124
Prior Transfer DateMar 15, 2005
Prior Transfer Doc0000006628
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1008 E WATER ST, URBANA, IL 61802-2844
Transaction TypeMortgage
Record UpdatedOct 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018363
DateOct 6, 2022
Instrument2022R18363
Lender
Name414 TRIUMPH DRIVE LLC
TypeNon-Lending Institution
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount on Record
Term40 Months
DueFeb 1, 2026

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,870 (+5.81%) Land $4,680 Building $17,190$65,610 (+5.81%) Land $14,040 Building $51,570
2024$2,131.00 (+6.23%)$20,670 Land $4,420 Building $16,250$62,010 Land $13,260 Building $48,750
2023$2,006.00 (+6.7%)
2022$1,880.00$17,370 Land $3,710 Building $13,660$52,110 Land $11,130 Building $40,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1008 E Water St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1008 E Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Water St

Nearby Streets

Search Property Records by Address or Parcel Number