1010 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 1010 E Lloyd St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,566 sqft · built 1918
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$32,000 (Jun 1997)
Tax Bill	$607 (2024)
Deeds & Mortgages	Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-014-175`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-014-175`
Alternative APN	`141466000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,566 sqft Adjusted Area
1st Floor Area	1,458 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1965
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Width	40 ft Width
Porch	Porch
Porch Area	376 sqft
Utility Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	141466000
Old Parcel Number	141466000
Street Address	1010 E LLOYD ST
City	PENSACOLA
State	FL
Zip	32503-6075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	LT 14 BLK 175 OR 847 P 120 NEW CITY TRACT OR 4137 P 1301 CA 49
Legal Township	01N
Legal Subdivision	NEW CITY TRACT
Legal Block	175
Legal Lot Number	14
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	3
Census Block	3046
Census Tract	802

Owner

1010 E Lloyd St is owned and occupied by two individuals who bought it in June 1997.

Source: Escambia County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1010 E LLOYD ST, PENSACOLA, FL 32503-6075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 1997 · Amount on File
Deed Sale	Jun 9, 1997 · Amount on File
Deed Document Number	0413701301
Deed Book / Page	04137 / 01301
Record Updated	Jun 8, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESCAMBIA FL
Property Address	1010 E LLOYD ST, PENSACOLA, FL 32503-6075
Document Number	0081400950
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1010 E LLOYD ST PENSACOLA FL 325036075, PENSACOLA, FL 32503-6075

Mortgage

Document Number	0081400950
Date	Aug 2, 2019
Book Page	008140/000950
Instrument	67178

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,032	$226,100 Land $90,750 Building $135,350
2024	$607.00 (+6.68%)
2023	$569.00 (+0.71%) Homeowner's exemption	$63,246 (+3%)	$206,210 (+6.92%) Land $81,510 Building $124,700
2022	$565.00 Homeowner's exemption	$61,404	$192,857 Land $81,510 Building $111,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2007–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20