1015 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 1015 E Lloyd St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,566 sqft · built 1924
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Trust Names on File
Last Sale	$190,000 (Feb 2005)
Tax Bill	$1,509 (2024)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-004-156`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-004-156`
Alternative APN	`141263000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,566 sqft Adjusted Area
1st Floor Area	1,354 sqft
Upper Floors Area	168 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1970
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Width	60 ft Width
Garage Type	Detached
Garage Area	216 sqft
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	141263000
Old Parcel Number	141263000
Street Address	1015 E LLOYD ST
City	PENSACOLA
State	FL
Zip	32503-6074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	E 1/2 OF LT 4 & ALL LT 5 BLK 156 NEW CITY TRACT OR 5570 P 807 OR 9340 P 482 CA 49
Legal Township	01N
Legal Subdivision	NEW CITY TRACT
Legal Block	156
Legal Lot Number	4
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	3
Census Block	3051
Census Tract	802

Owner

1015 E Lloyd St is owner-occupied and held in a trust since June 2025.

Source: Escambia County records, as of December 17, 2025

Owner of Record	2 Trust Names on File
Co-owner	2 Co-owners on File
Mailing Address	1015 E LLOYD ST, PENSACOLA, FL 32503-6074
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 5, 2005 · Amount on File
Deed Sale	Feb 5, 2005 · Amount on File
Prior Sale	Feb 5, 2005 · Amount on File
Deed Document Number	0055700807
Last Transfer Date	Jun 27, 2025
Transfer Doc	0093400482
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1015 E LLOYD ST, PENSACOLA, FL 32503-6074
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082880676
Date	Apr 30, 2020
Book Page	8288/676
Instrument	2020035057

Lender

Name	MORTGAGE TRUST INC
Type	Mortgage Company
Address	PENSACOLA, FL 32502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,501	$271,880 Land $136,125 Building $135,755
2024	$1,509.00 (+3.29%)
2023	$1,461.00 (+3.54%) Homeowner's exemption	$126,904 (+3%)	$244,908 (+5.02%) Land $119,906 Building $125,002
2022	$1,411.00 Homeowner's exemption	$123,208	$233,191 Land $119,906 Building $113,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1015 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	3 (2007–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20