1005 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 1005 E Lloyd St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,425 sqft · built 1923
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on File
Last Sale$452,500 (Dec 2023)
Tax Bill$3,872 (2024)
Deeds & MortgagesDec 2023 Sale & Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN00-0S-00-9025-002-156

Property Details

APN / Parcel Number

Primary APN00-0S-00-9025-002-156
Alternative APN
  • 141261000

Interior

Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,425 sqft Adjusted Area
1st Floor Area1,348 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1995
Exterior MaterialAsbestos
Construction TypeWood
Foundation TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area5,500 sqft (0.126 acres)
Lot Width40 ft Width
Garage TypeCarport
Garage Area90 sqft
CarportCarport

Exterior Amenities

PorchPorch
Porch Area220 sqft
FenceFence
GreenhouseGreenhouse

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number141261000
Old Parcel Number141261000
Street Address1005 E LLOYD ST
CityPENSACOLA
StateFL
Zip32503-6074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionE1/2 OF LT 2 AND W1/2 OF LT 3 BLK 156 NEW CITY TRACT OR 9084 P 692 CA 49
Legal Township01N
Legal SubdivisionNEW CITY TRACT
Legal Block156
Legal Lot Number2
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group3
Census Block3051
Census Tract802

Owner

1005 E Lloyd St is owned and occupied by an individual who bought it in December 2023.

Source: Escambia County records, as of December 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1005 E LLOYD ST, PENSACOLA, FL 32503-6074
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
Dec 28, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIS BK
Oct 22, 2019Warranty Deed, Transfer
SURETY LAND TITLE/FL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2023 · Amount on File
Deed SaleDec 22, 2023 · Amount on File
Prior SaleDec 28, 2020 · Amount on File
Deed Document Number2023100730
Deed Book / Page9084 / 692
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateDec 22, 2023
Property Address1005 E LLOYD ST, PENSACOLA, FL 32503-6074
Document Number0090840692
Book / Page9084 / 692
Instrument DateDec 21, 2023
Instrument2023100730
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,167.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1930 E LEE ST, PENSACOLA, FL 32503-6136

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 E LLOYD ST, PENSACOLA, FL 32503-6074

Mortgage

Document Number0009084694
DateDec 22, 2023
Instrument9084/694
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateDec 28, 2020
Property Address1005 E LLOYD ST, PENSACOLA, FL 32503-6074
Document Number0084320637
Book / Page008432 / 000637
Instrument DateDec 28, 2020
Instrument114491
Transaction TypeTransfer
Record UpdatedJan 29, 2021
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1005 E LLOYD ST PENSACOLA FL 325036074, PENSACOLA, FL 32503-6074

Mortgage

Document Number84320639
DateDec 28, 2020
Book Page008432/000639
Instrument114492
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 27, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateOct 22, 2019
Property Address1005 E LLOYD ST, PENSACOLA, FL 32503-6074
Document Number0081860724
Book / Page008186 / 000724
Instrument DateOct 17, 2019
Instrument93038
Transaction TypeTransfer
Record UpdatedNov 13, 2019
Title CompanySURETY LAND TITLE/FL LLC

Transaction

AmountAmount on Record
Tax$1,085.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5512 FAIRVIEW DR PENSACOLA FL 325052341, PENSACOLA, FL 32505-2341

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$274,285$274,285 Land $90,750 Building $183,535
2024$3,872.00 (+52.02%)
2023$2,547.00 (+2.91%) Homeowner's exemption$188,649 (+3%)$238,283 (+7.57%) Land $81,510 Building $156,773
2022$2,475.00 Homeowner's exemption$183,155$221,512 Land $81,510 Building $140,002

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1005 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims3 (2007–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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