1010 E 17th St, Spencer, IA 51301 Property Records

Clay County property record for 1010 E 17th St, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	2,378 sqft Living Area
Lot Size	13,832 sqft (0.317 acres)
Occupancy	Owner Occupied
Last Sale	$221,000 (2011)
Tax Bill	$4,664.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`963608102032`
Alternative APN	`68296360810203200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,378 sqft Living Area
1st Floor	1,680 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2008
Architectural Style	Ranch Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	13,832 sqft (0.317 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,298 sqft Garage
Patio Area	64 sqft Patio
Porch	Open Porch
Porch Area	160 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	68296360810203200
Street Address	1010 E 17TH ST
City	SPENCER
State	IA
Zip	51301-4735
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	6 EXC W 30' GROEN'S 1ST
Legal Township	17
Legal Subdivision	GROEN'S 1ST ADDITION
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	1
Census Block	1014
Census Tract	80200

Owner

Source: Clay County records · APN 963608102032

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1010 E 17TH ST, SPENCER, IA 51301-4735
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2011 · Amount on Record
Deed Sale	Jun 27, 2011 · Amount on Record
Deed Doc Number	2011/1543
Deed Book / Page	2011 / 1543
Record Refreshed	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	1010 E 17TH ST, SPENCER, IA 51301-4735
Transaction Type	Mortgage
Record Updated	Jun 05, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1142
Date	May 09, 2019
Book Page	2019/1142
Instrument	1142

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 01, 2029

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,640 (+6.64%) Land $30,180 Building $291,460	$321,640 (+6.64%) Land $30,180 Building $291,460
2024	$4,664.00 (+8.21%)
2023		$301,600 (+18.96%) Land $24,140 Building $277,460	$301,600 (+18.96%) Land $24,140 Building $277,460
2022	$4,310.00 Homeowner's exemption	$253,530 Land $24,140 Building $229,390
2021			$253,530 Land $24,140 Building $229,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.