Clay County property record for 1007 E 17th St, Spencer, IA 51301 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 6 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,726 sqft Living Area |
| Lot Size | 9,200 sqft (0.211 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $211,000 (2011) |
| Tax Bill | $5,614.00 (2024) |
| Primary APN | 963608101009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Partial Baths | 3 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,726 sqft Living Area |
| 1st Floor | 1,322 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Lot Area | 9,200 sqft (0.211 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 704 sqft Garage |
| Porch | Open Porch |
| Porch Area | 708 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Water Source | Commercial Water Source |
| Old Parcel Number | 68296360810100900 |
|---|---|
| Street Address | 1007 E 17TH ST |
| City | SPENCER |
| State | IA |
| Zip | 51301-4735 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5 MORRIS' 1ST ADD |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 08 |
| Legal Subdivision | MORRIS 'S FIRST ADDITION |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY IA |
| Minor Civil Division | SPENCER |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 80200 |
Source: Clay County records · APN 963608101009
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1007 E 17TH ST, SPENCER, IA 51301-4735 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 02, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance NORTHWEST BANK |
| Oct 04, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDWEST FAMILY LENDING |
| Jun 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK MIDWEST NA |
| Mar 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK MIDWEST NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2011 · Amount on Record |
| Deed Sale | Sep 16, 2011 · Amount on Record |
| Prior Sale | Dec 23, 2005 · Amount on Record |
| Deed Doc Number | 2011 2345 |
| Deed Book / Page | 2011 / 2345 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 1007 E 17TH ST, SPENCER, IA 51301-4735 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002020/828 |
|---|---|
| Date | Apr 02, 2020 |
| Book Page | 2020/828 |
| Instrument | 828 |
| Name | NORTHWEST BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 1007 E 17TH ST, SPENCER, IA 51301-4735 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02019/2657 |
|---|---|
| Date | Oct 04, 2019 |
| Book Page | 2019/2657 |
| Instrument | 2657 |
| Name | MIDWEST FAMILY LENDING |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 1007 E 17TH ST, SPENCER, IA 51301-4735 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/1770 |
|---|---|
| Date | Jun 07, 2021 |
| Book Page | 2021/1770 |
| Instrument | 2021 1770 |
| Name | BANK MIDWEST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 1007 E 17TH ST, SPENCER, IA 51301-4735 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002021/701 |
|---|---|
| Date | Mar 05, 2021 |
| Book Page | 2021/701 |
| Instrument | 2021 0701 |
| Name | BANK MIDWEST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $386,240 (+7.04%) Land $34,640 Building $351,600 | $386,240 (+7.04%) Land $34,640 Building $351,600 | |
| 2024 | $5,614.00 (+8.59%) | ||
| 2023 | $360,850 (+19.36%) Land $27,710 Building $333,140 | $360,850 (+19.36%) Land $27,710 Building $333,140 | |
| 2022 | $5,170.00 Homeowner's exemption | $302,310 Land $27,710 Building $274,600 | |
| 2021 | $302,310 Land $27,710 Building $274,600 |
Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures