Clay County property record for 1001 E 17th St, Spencer, IA 51301 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 11,550 sqft (0.265 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2020) |
| Tax Bill | $4,376.00 (2024) |
| Primary APN | 963608101014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,620 sqft Living Area |
| Basement Area | 1,620 sqft Basement |
| Finished Basement | 660 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 11,550 sqft (0.265 acres) |
| Depth X Width | 105 ft x 110 ft Depth x Width |
| Deck Area | 192 sqft Deck |
| Patio Area | 192 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Water Source | Commercial Water Source |
| Old Parcel Number | 68296360810101400 |
|---|---|
| Street Address | 1001 E 17TH ST |
| City | SPENCER |
| State | IA |
| Zip | 51301-4735 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S 10' 3 & ALL 4 MORRIS FIRST ADD |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 08 |
| Legal Subdivision | MORRIS 'S FIRST ADDITION |
| Jurisdiction | CLAY IA |
| Minor Civil Division | SPENCER |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 80200 |
Source: Clay County records · APN 963608101014
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1001 E 17TH ST, SPENCER, IA 51301-4735 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 10, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA FSB |
| Jan 10, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA FSB |
| Jul 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on Record |
| Deed Sale | Jul 30, 2020 · Amount on Record |
| Prior Sale | Mar 06, 2008 · Amount on Record |
| Deed Doc Number | 2020 2264 |
| Deed Book / Page | 2020 / 2264 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 1001 E 17TH ST, SPENCER, IA 51301-4735 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002017/060 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 2017/060 |
| Instrument | 0060 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 1001 E 17TH ST, SPENCER, IA 51301-4735 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02017/0060 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 2017/0060 |
| Instrument | 2017 0060 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Jul 30, 2020 |
| Property Address | 1001 E 17TH ST, SPENCER, IA 51301-4735 |
| Document Number | 02020/2264 |
| Book / Page | 2020 / 2264 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 2020 2264 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1001 E 17TH ST, SPENCER, IA 51301-4735 |
| Document Number | 02020/2265 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 2020/2265 |
| Instrument | 2020 2265 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309,050 (+9%) Land $39,600 Building $269,450 | $309,050 (+9%) Land $39,600 Building $269,450 | |
| 2024 | $4,376.00 (+6.47%) | ||
| 2023 | $283,530 (+17.06%) Land $31,680 Building $251,850 | $283,530 (+17.06%) Land $31,680 Building $251,850 | |
| 2022 | $4,110.00 Homeowner's exemption | $242,210 Land $31,680 Building $210,530 | |
| 2021 | $242,210 Land $31,680 Building $210,530 |
Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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