101 Maple Ave, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 101 Maple Ave, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,744 sqft · built 1880
Lot Size0.186 acres (8,100 sqft)
Owner2 Individual Names on Record
Last Sale$118,000 (Oct 2018)
Tax Bill$6,501 (2026)
Deeds & MortgagesOct 2018 Sale & Mortgage
Jul 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN110200 86.49-03-04.000

Property Details

APN / Parcel Number

Primary APN110200 86.49-03-04.000
Alternative APN
  • 020008604900030040000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,744 sqft Living Area
1st Floor Area872 sqft
2nd Floor Area872 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area8,100 sqft (0.186 acres)
Lot Dimensions135 ft deep x 60 ft wide
Garage TypeDetached
Garage Area832 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area384 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address101 MAPLE AVE
CityCORTLAND
StateNY
Zip13045-1935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block3
Legal Lot Number4.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group3
Census Block3006
Census Tract970700

Owner

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 MAPLE AVE, CORTLAND, NY 13045-1935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2018Warranty Deed, Transfer · FHA Mortgage
SYRACUSE SECURITIES
Jul 26, 2017Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2018 · Amount on Record
Deed SaleOct 19, 2018 · Amount on Record
Deed Document Number20185898
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateOct 19, 2018
Property Address101 MAPLE AVE, CORTLAND, NY 13045-1935
Document Number0000005898
Instrument DateSep 25, 2018
Instrument5898
Transaction TypeTransfer
Record UpdatedDec 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$472.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2755 CENTER RD MC GRAW NY 131019436, MC GRAW, NY 13101-9436

Mortgage

Document Number5899
DateOct 19, 2018
Instrument5899
Lender
NameSYRACUSE SECURITIES
TypeMERS
AddressEAST SYRACUSE, NY 13057
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 18, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address101 MAPLE AVE, CORTLAND, NY 13045-1935
Document Number0000003719
Instrument DateJul 26, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address101 MAPLE AVE CORTLAND NY 130451935, CORTLAND, NY 13045-1935

Mortgage

Document Number0000003719
DateAug 7, 2017
Instrument3719
Lender
NameMANUFACTURERS & TRADERS TR
AddressCORTLAND, NY 13045
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,501.00 (+62.81%)
2025$3,993.00 (+7.17%)$170,000 (+61.9%) Land $15,800 Building $154,200$175,258 (+21.85%) Land $16,289 Building $158,969
2023$3,726.00$105,000 Land $11,100 Building $93,900$143,836 Land $15,206 Building $128,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims13 (1996–2013)
Most Recent ClaimAug 2013 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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