Cortland County and Cortland City property record for 105 Maple Ave, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,678 sqft · built 1890 |
| Lot Size | 0.186 acres (8,114 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Mar 2023) |
| Tax Bill | $4,878 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2023 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 110200 86.49-03-02.000 |
| Primary APN | 110200 86.49-03-02.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,678 sqft Living Area |
| 1st Floor Area | 839 sqft |
| 2nd Floor Area | 839 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,114 sqft (0.186 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 198 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 105 MAPLE AVE |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 970700 |
105 Maple Ave is owned by a company that bought it in March 2023.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 63 HILLTOP RD, LEVITTOWN, NY 11756-2213 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Warranty Deed, Transfer ROCKET MORTGAGE LLC |
| Sep 14, 2023 | Warranty Deed, Transfer |
| Mar 24, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Oct 28, 2020 | Deed of Trust, Mortgage CFCU CMNTY CU |
| Jun 24, 2019 | Warranty Deed, Transfer · Construction Mortgage RCN CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2023 · Amount on File |
| Deed Sale | Mar 24, 2023 · Amount on File |
| Prior Sale | Jun 24, 2019 · Amount on File |
| Deed Document Number | 20231151 |
| Prior Transfer Date | Jul 8, 2015 |
| Prior Transfer Doc | 0000004490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Mar 30, 2026 |
| Property Address | 105 MAPLE AVE, CORTLAND, NY 13045-1935 |
| Document Number | 0000001291 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2026-01291 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 N MAIN ST APT 1, 1, CORTLAND, NY 13045-1246 |
| Document Number | 0000001292 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026-01292 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Sep 14, 2023 |
| Property Address | 105 MAPLE AVE, CORTLAND, NY 13045-1935 |
| Document Number | 0000005686 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023-05686 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 MAPLE AVE, CORTLAND, NY 13045-1935 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Mar 24, 2023 |
| Property Address | 105 MAPLE AVE, CORTLAND, NY 13045-1935 |
| Document Number | 0000001151 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023-01151 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 OAK CREST DR, BROOKFIELD, CT 06804-2321 |
| Document Number | 0000001152 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 2023-01152 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 105 MAPLE AVE, CORTLAND, NY 13045-1935 |
| Document Number | 0000005404 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 200 W 131ST ST #14D NEW YORK NY 100272042, 14D, NEW YORK, NY 10027-2042 |
| Document Number | 0000005404 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 5404 |
| Name | CFCU CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | ITHACA, NY 14850 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jun 24, 2019 |
| Property Address | 105 MAPLE AVE, CORTLAND, NY 13045-1935 |
| Document Number | 0000002495 |
| Instrument Date | May 22, 2019 |
| Instrument | 2495 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2019 |
| Title Company | CORTLAND ABSTRACT, CORTLAND ABS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 200 W 131ST ST #140 NEW YORK NY 100272016, 140, NEW YORK, NY 10027-2016 |
| Document Number | 2497 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 2497 |
| Name | RCN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 23, 2020 |
| Document Number | 2496, |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 2496 |
| Name | RCN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 23, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 105 Maple Ave was $4,878, up 64.6% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,878.00 (+64.63%) | ||
| 2025 | $2,963.00 | $130,000 Land $15,800 Building $114,200 | $134,021 Land $16,289 Building $117,732 |
| 2023 | $2,471.00 (+78.03%) | $72,300 (-) Land $11,100 Building $61,200 | $99,041 (+13.7%) Land $15,205 Building $83,836 |
| 2022 | $1,388.00 | $72,300 Land $11,100 Building $61,200 | $87,108 Land $13,373 Building $73,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Maple Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 13 (1996–2013) |
| Most Recent Claim | Aug 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 105 Maple Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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