Cortland County and Cortland City property record for 98 Maple Ave, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,160 sqft · built 1890 |
| Lot Size | 0.073 acres (3,209 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $295,750 (Jun 2024) |
| Tax Bill | $4,539 (2026) |
| Deeds & Mortgages | Aug 2017 Sale Feb 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 110200 86.49-01-47.000 |
| Primary APN | 110200 86.49-01-47.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 580 sqft |
| 2nd Floor Area | 580 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,209 sqft (0.073 acres) |
| Lot Dimensions | 99.4 ft deep x 32.3 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 98 MAPLE AVE |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 47.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 970700 |
98 Maple Ave is owned by a company that bought it in June 2024.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 98 MAPLE AVE, CORTLAND, NY 13045-1938 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2017 | Warranty Deed, Transfer |
| Feb 27, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2024 · Amount on File |
| Deed Sale | Jun 12, 2024 · Amount on File |
| Prior Sale | Aug 11, 2017 · Amount on File |
| Deed Document Number | 20242422 |
| Prior Transfer Date | Jun 7, 2024 |
| Prior Transfer Doc | 0000002422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Aug 11, 2017 |
| Property Address | 98 MAPLE AVE, CORTLAND, NY 13045-1938 |
| Document Number | 0000003837 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 2017-03837 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $324.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 MAIN ST, 2, MC GRAW, NY 13101-7704 |
| Name | Verified Name |
|---|---|
| Address | 2332 MERCER ST, PHILADELPHIA, PA 19125-3625 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Feb 27, 2017 |
| Property Address | 98 MAPLE AVE, CORTLAND, NY 13045-1938 |
| Document Number | 0000000944 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 944 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $234.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 MAIN ST MC GRAW NY 131017704, MC GRAW, NY 13101-7704 |
The 2026 property tax bill for 98 Maple Ave was $4,539, up 62.8% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,539.00 (+62.8%) | ||
| 2025 | $2,788.00 | $120,000 Land $10,300 Building $109,700 | $123,711 Land $10,619 Building $113,092 |
| 2023 | $2,526.00 | $73,100 Land $7,200 Building $65,900 | $100,137 Land $9,863 Building $90,274 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 98 Maple Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 13 (1996–2013) |
| Most Recent Claim | Aug 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 98 Maple Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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