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101 E Ocean Dr, #C402, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 101 E Ocean Dr, #C402, Key Colony Beach, FL 33051

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,716 sqft · built 1983
Lot Size1 acres (57,567 sqft)
Owner2 Individual Names on Record
Last Sale$1,575,000 (Jun 2026)
Tax Bill$6,066 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Aug 2023 Sale
Flood ZoneZone VE (high risk)
APN00073860-001200

Property Details

APN / Parcel Number

Primary APN00073860-001200
Alternative APNs
  • 04663300073860001200
  • 8645155

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,716 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment
Lot Area57,567 sqft (1 acres)

Location & Zoning

Account Number8645155
Street Address101 E OCEAN DR, C402
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeINC
Legal DescriptionUNIT C-402 SEAPOINTE CONDOMINIUM OR962-2276/79 OR1106-273 OR1271-2255 OR1335-2428 OR3237-1023 OR3237-1026
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1006
Census Tract971001

Owner

Source: Monroe County records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 510456, KEY COLONY BEACH, FL 33051-0456
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Warranty Deed, Transfer · Balloon Mortgage
SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE
Aug 7, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2026 · Amount on Record
Deed SaleJun 29, 2026 · Amount on Record
Prior SaleAug 7, 2023 · Amount on Record
Deed Document Number20262549445
Deed Book / Page3388 / 2123
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 29, 2026
Property Address101 E OCEAN DR, C402, KEY COLONY BEACH, FL 33051
Document Number0002549445
Book / Page3388 / 2123
Instrument DateJun 26, 2026
Instrument20262549445
Transaction TypeTransfer
Record UpdatedJul 9, 2026
Title CompanySHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,113,525.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002549446,
DateJun 29, 2026
Instrument20262549446
Lender
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Interest
Rate TypeBalloon
Rate6.36%
Initial TypeBalloon
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 7, 2023
Property Address101 E OCEAN DR # C402, C402, KEY COLONY BEACH, FL 33051
Document Number0032371026
Book / Page3237 / 1026
Map ReferenceMB 871 PG 502
Instrument DateJul 31, 2023
Instrument2427622
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$9,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 478, FLORA, IL 62839-0478

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 511373, KEY COLONY BEACH, FL 33051-1373

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,066.00 (+0.55%) Homeowner's exemption$630,262 (-43.95%)$1,114,905 (-0.86%) Building $1,114,905
2024$6,033.00 (-41.35%)
2023$10,287.00 (+9.65%)$1,124,529 (+8.09%) Building $1,124,529$1,124,529 (+8.09%) Building $1,124,529
2022$9,382.00$1,040,323 Building $1,040,323$1,040,323 Building $1,040,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 558 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 409 condo units
Nearby Flood Claims861 (1979–2026)
Claims Outside the SFHA1 of 861
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 469 claims
  • Hurricane Wilma, Oct 2005 · 45 claims
  • Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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