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101 E Ocean Dr, #C401, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 101 E Ocean Dr, #C401, Key Colony Beach, FL 33051

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,716 sqft · built 1983
Lot Size1 acres (57,567 sqft)
OwnerIndividual Name on Record
Last Sale$1,560,000 (Nov 2025)
Tax Bill$12,765 (2024)
Deeds & MortgagesNov 2025 Sale & Mortgage
Nov 2023 Transfer
+ 2 more
Flood ZoneZone VE (high risk)
APN00073860-001100

Property Details

APN / Parcel Number

Primary APN00073860-001100
Alternative APNs
  • 04663300073860001100
  • 8645147

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,716 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment
Lot Area57,567 sqft (1 acres)

Location & Zoning

Account Number8645147
Street Address101 E OCEAN DR, C401
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeINC
Legal DescriptionUNIT C-401 SEAPOINTE CONDOMINIUM OR881-1296 OR1128-904 OR1243-1154 OR1901-2268 OR2514-1796 OR2942-919 OR3249-561 OR3250-2154 OR3250-2498
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1006
Census Tract971001

Owner

Source: Monroe County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4420 OLEANDER DR, 104, MYRTLE BEACH, SC 29577-5720
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS BANK
Nov 15, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 14, 2023Deed of Distribution, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 28, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2025 · Amount on Record
Deed SaleNov 24, 2025 · Amount on Record
Prior SaleDec 28, 2018 · Amount on Record
Deed Document Number20252523180
Deed Book / Page3354 / 2371
Prior Transfer DateNov 14, 2023
Prior Transfer Doc0032502498
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 24, 2025
Property Address101 E OCEAN DR # C401, C401, KEY COLONY BEACH, FL 33051
Document Number0033542371
Book / Page3354 / 2371
Map ReferenceMB 871 PG 502-65
Instrument DateNov 19, 2025
Instrument2523180
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3659 TURTLE CREEK DR, PERRYSBURG, OH 43551-7508

Transferred To (Grantee/Buyer)

NameVerified Name
Address4420 OLEANDER DR STE 104, 104, MYRTLE BEACH, SC 29577-5720

Mortgage

Document Number0033542375
DateNov 24, 2025
Instrument3354/2375
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateDec 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.5%
Index1-Year CMT
Max Rate10.5%

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateNov 15, 2023
Property Address101 E OCEAN DR # C401, C401, KEY COLONY BEACH, FL 33051
Document Number0032502498
Book / Page3250 / 2498
Map ReferenceMB 871 PG 502-65
Instrument DateNov 14, 2023
Instrument2440223
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3659 TURTLE CREEK DR, PERRYSBURG, OH 43551-7508

Transferred To (Grantee/Buyer)

NameVerified Name
Address3659 TURTLE CREEK DR, PERRYSBURG, OH 43551-7508

November 2023: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionMONROE FL
Recording DateNov 14, 2023
Property Address101 E OCEAN DR # C401, C401, KEY COLONY BEACH, FL 33051
Document Number0032502154
Book / Page3250 / 2154
Map ReferenceMB 871 PG 502-65
Instrument DateNov 14, 2023
Instrument2440063
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3659 TURTLE CREEK DR, PERRYSBURG, OH 43551-7508

Transferred To (Grantee/Buyer)

NameVerified Name
Address3659 TURTLE CREEK DR, PERRYSBURG, OH 43551-7508

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 28, 2018
Property Address101 E OCEAN DR # C401, C401, KEY COLONY BEACH, FL 33051
Document Number0029420919
Book / Page002942 / 000919
Instrument DateDec 27, 2018
Instrument2199912
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$9,100.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3659 TURTLE CREEK DR PERRYSBURG OH 435517508, PERRYSBURG, OH 43551-7508

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,309,239 (-0.85%) Building $1,309,239$1,309,239 (-0.85%) Building $1,309,239
2024$12,765.00 (+5.47%)
2023$12,103.00 (+9.72%)$1,320,468 (+8.04%) Building $1,320,468$1,320,468 (+8.04%) Building $1,320,468
2022$11,031.00$1,222,213 Building $1,222,213$1,222,213 Building $1,222,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 558 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 409 condo units
Nearby Flood Claims861 (1979–2026)
Claims Outside the SFHA1 of 861
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 469 claims
  • Hurricane Wilma, Oct 2005 · 45 claims
  • Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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