101 E Ocean Dr, #C305, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 101 E Ocean Dr, #C305, Key Colony Beach, FL 33051

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,716 sqft · built 1983
Lot Size1.32 acres (57,567 sqft)
OwnerIndividual Name on Record
Last Sale$1,325,000 (Jun 2019)
Tax Bill$13,591 (2024)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN00073860-001000

Property Details

APN / Parcel Number

Primary APN00073860-001000
Alternative APNs
  • 04663300073860001000
  • 8645139

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,716 sqft Living Area

Exterior

Year BuiltBuilt 1983
Lot Area57,567 sqft

Location & Zoning

Account Number8645139
Old Parcel Number04663300073860001000
Street Address101 E OCEAN DR # C305, C305
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT C-305 SEAPOINTE CONDOMINIUM OR922-2060/61 OR962-2272/75 OR976-1505 OR1255-197 OR1515-600 OR2662-1810/11 OR2971-1226
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1006
Census Tract971001

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address8309 SHORT CUT RD, IRA, MI 48023-2108
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2019 · Amount on Record
Deed SaleJun 1, 2019 · Amount on Record
Prior SaleMay 14, 1998 · Amount on Record
Deed Document Number0029711226
Deed Book / Page2662 / 1810
Prior Transfer DateDec 12, 2013
Prior Transfer Doc1961127
Record UpdatedJun 8, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 24, 2019
Property Address101 E OCEAN DR # C305, C305, KEY COLONY BEACH, FL 33051
Document Number0029711226
Book / Page2971 / 1226
Map ReferenceOR 871 PG 502
Instrument DateJun 20, 2019
Instrument2225908
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 510165, KEY COLONY BEACH, FL 33051-0165

Transferred To (Grantee/Buyer)

NameVerified Name
Address8309 SHORT CUT RD, IRA, MI 48023-2108

Mortgage

Document Number0029711228
DateJun 24, 2019
Instrument2971-1228
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,409,960 (-0.89%) Building $1,409,960$1,409,960 (-0.89%) Building $1,409,960
2024$13,591.00 (+5.39%)
2023$12,896.00 (+9.85%)$1,422,595 (+8.43%) Building $1,422,595$1,422,595 (+8.43%) Building $1,422,595
2022$11,740.00$1,312,037 Building $1,312,037$1,312,037 Building $1,312,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 558 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 409 condo units
Nearby Flood Claims861 (1979–2026)
Claims Outside the SFHA1 of 861
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 469 claims
  • Hurricane Wilma, Oct 2005 · 45 claims
  • Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Ocean Dr

Nearby Streets

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