Monroe County property record for 101 E Ocean Dr, #C305, Key Colony Beach, FL 33051
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1983 |
| Lot Size | 1.32 acres (57,567 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,325,000 (Jun 2019) |
| Tax Bill | $13,591 (2024) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 00073860-001000 |
| Primary APN | 00073860-001000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,716 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Lot Area | 57,567 sqft |
| Account Number | 8645139 |
|---|---|
| Old Parcel Number | 04663300073860001000 |
| Street Address | 101 E OCEAN DR # C305, C305 |
| City | KEY COLONY BEACH |
| State | FL |
| Zip | 33051 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT C-305 SEAPOINTE CONDOMINIUM OR922-2060/61 OR962-2272/75 OR976-1505 OR1255-197 OR1515-600 OR2662-1810/11 OR2971-1226 |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 04 |
| Legal Subdivision | KEY COLONY BEACH |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 971001 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8309 SHORT CUT RD, IRA, MI 48023-2108 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2019 · Amount on Record |
| Deed Sale | Jun 1, 2019 · Amount on Record |
| Prior Sale | May 14, 1998 · Amount on Record |
| Deed Document Number | 0029711226 |
| Deed Book / Page | 2662 / 1810 |
| Prior Transfer Date | Dec 12, 2013 |
| Prior Transfer Doc | 1961127 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 24, 2019 |
| Property Address | 101 E OCEAN DR # C305, C305, KEY COLONY BEACH, FL 33051 |
| Document Number | 0029711226 |
| Book / Page | 2971 / 1226 |
| Map Reference | OR 871 PG 502 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 2225908 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 510165, KEY COLONY BEACH, FL 33051-0165 |
| Name | Verified Name |
|---|---|
| Address | 8309 SHORT CUT RD, IRA, MI 48023-2108 |
| Document Number | 0029711228 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 2971-1228 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key Colony Beach City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,409,960 (-0.89%) Building $1,409,960 | $1,409,960 (-0.89%) Building $1,409,960 | |
| 2024 | $13,591.00 (+5.39%) | ||
| 2023 | $12,896.00 (+9.85%) | $1,422,595 (+8.43%) Building $1,422,595 | $1,422,595 (+8.43%) Building $1,422,595 |
| 2022 | $11,740.00 | $1,312,037 Building $1,312,037 | $1,312,037 Building $1,312,037 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 558 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 967 units insured incl. 409 condo units |
| Nearby Flood Claims | 861 (1979–2026) |
| Claims Outside the SFHA | 1 of 861 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications, Verizon.
5G (outdoors only) and 4G LTE
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