93 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 93 E Bay St, Charleston, SC 29401

Property Summary

Property Type	Row House
Details	3 bd · 3.5 ba · 2,508 sqft · built 1779
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Company Names on File
Last Sale	$3,350,000 (Jan 2023)
Tax Bill	$54,706 (2025)
Deeds & Mortgages	Jan 2023 Sale Oct 2018 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`458-09-03-145`

Property Details

APN / Parcel Number

Primary APN	`458-09-03-145`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,508 sqft Living Area
1st Floor Area	693 sqft
Upper Floors Area	1,815 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1779
Effective Year Built	Effective 1779
Architectural Style	Georgian
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	2,178 sqft (0.05 acres)
Porch	Porch
Porch Area	59 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	93 E BAY ST
City	CHARLESTON
State	SC
Zip	29401-2544
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	DESCRIPTION -93 EAST BAY
Legal Subdivision	CAMPS SUBDIVISION
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1013
Census Tract	200

Owner

93 E Bay St, a row house, is owned by a company that bought it in January 2023.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	2933 N FRONT ST, HARRISBURG, PA 17110-1250
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Warranty Deed, Transfer
Oct 26, 2018	Grant Deed, Transfer · Line of Credit FIRST CAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023 · Amount on File
Deed Sale	Jan 10, 2023 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Book / Page	1157 / 774
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 10, 2023
Property Address	93 E BAY ST, CHARLESTON, SC 29401-2544
Document Number	0011570774
Book / Page	1157 / 774
Instrument Date	Dec 28, 2022
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Amount	Amount on Record
Tax	$8,710.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2933 N FRONT ST, HARRISBURG, PA 17110-1250

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 26, 2018
Property Address	93 E BAY ST, CHARLESTON, SC 29401-2544
Document Number	0756/0289
Book / Page	000756 / 000289
Instrument Date	Oct 23, 2018
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,336.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3215 ROCKY FORK PL COLUMBUS OH 432301972, COLUMBUS, OH 43230-1972

Mortgage

Document Number	756/0290
Date	Oct 26, 2018
Book Page	000756/000290

Lender

Name	FIRST CAP BK
Type	Funding / Finance Company
Address	304 MEETING ST, CHARLESTON, SC 29401-1605

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 25, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 93 E Bay St was $54,706, down 4.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$54,706.00 (-4.28%)	$3,350,000 (+1,566.67%) Land $1,000,000 Building $2,350,000	$3,350,000 Land $1,000,000 Building $2,350,000
2024	$57,153.00	$201,000
2022	$37,118.00	$140,190	$2,336,500 Land $1,000,000 Building $1,336,500
2020			$3,350,000 Land $1,000,000 Building $2,350,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 93 E Bay St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 185 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	293 units insured incl. 108 condo units
Nearby Flood Claims	145 (1979–2024)
Claims Outside the SFHA	21 of 145
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 14 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 93 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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