10098 Chester Lake Rd E, Jacksonville, FL 32256 Property Records

Duval County property record for 10098 Chester Lake Rd E, Jacksonville, FL 32256

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,873 sqft · built 1993
Lot Size	0.421 acres (18,339 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Sep 2026)
Tax Bill	$6,634 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167801-2540`

Property Details

APN / Parcel Number

Primary APN	`167801-2540`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,873 sqft Living Area
Gross Area	3,689 sqft
1st Floor Area	2,478 sqft
Upper Floors Area	395 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,339 sqft (0.421 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10098 CHESTER LAKE RD E
City	JACKSONVILLE
State	FL
Zip	32256-3486
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	46-32 06-4S-28E DEERCREEK COUNTRY CLUB UNIT 02 LOT 47
Legal Range	28E
Legal Township	04S
Legal Section	06
Legal Subdivision	DEERCREEK CO CLUB UNIT 02
Legal Lot Number	47
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3006
Census Tract	14413

Owner

10098 Chester Lake Rd E is owned and occupied by an individual who bought it in September 2026.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	10098 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3486
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Jan 30, 2004 · Amount on File
Deed Document Number	2026217330
Deed Book / Page	22056 / 1528
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 15, 2026
Property Address	10098 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3486
Document Number	0000217330
Book / Page	22056 / 1528
Instrument Date	Sep 9, 2026
Instrument	2026217330
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	TITLE SERVICES, WATSON TITLE SERVICES OF NORTH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448,945.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10098 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3486

Mortgage

Document Number	0000217331,
Date	Sep 15, 2026
Instrument	2026217331

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 10098 Chester Lake Rd E was $6,634, up 5.1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,756 (+63.02%) Land $267,598 Building $374,158	$641,756 (+0.86%) Land $267,598 Building $374,158
2025	$6,634.00 (+5.07%) Homeowner's exemption	$393,671	$636,293 Land $290,000 Building $346,293
2024	$6,314.00 (+2.72%)
2023	$6,147.00 (+8.97%) Homeowner's exemption	$371,434 (+3%)	$540,895 (+9.68%) Land $140,000 Building $400,895
2022	$5,641.00 Homeowner's exemption	$360,616	$493,155 Land $130,000 Building $363,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10098 Chester Lake Rd E in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	8 (1996–2017)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Josephine, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10098 Chester Lake Rd E is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20