10090 Chester Lake Rd E, Jacksonville, FL 32256 Property Records

Duval County property record for 10090 Chester Lake Rd E, Jacksonville, FL 32256

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,205 sqft · built 1993
Lot Size0.351 acres (15,282 sqft)
Owner2 Individual Names on File
Last Sale$399,900 (Oct 2018)
Tax Bill$6,641 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN167801-2545

Property Details

APN / Parcel Number

Primary APN167801-2545

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,205 sqft Living Area
Gross Area2,997 sqft
1st Floor Area2,205 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,282 sqft (0.351 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Pool Area1 sqft
PorchFinished Screened Porch
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10090 CHESTER LAKE RD E
CityJACKSONVILLE
StateFL
Zip32256-3486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description46-32 06-4S-28E DEERCREEK COUNTRY CLUB UNIT 2 LOT 48
Legal Range28E
Legal Township04S
Legal Section06
Legal SubdivisionDEERCREEK CO CLUB UNIT 02
Legal Lot Number48
Legal Unit2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group3
Census Block3006
Census Tract14413

Owner

10090 Chester Lake Rd E is owned and occupied by two individuals who bought it in October 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address10090 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3486
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2022Deed of Trust, Mortgage · Line of Credit
USF FCU
Feb 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 8, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2018 · Amount on File
Deed SaleOct 8, 2018 · Amount on File
Prior SaleOct 28, 2014 · Amount on File
Deed Document Number2018239202
Deed Book / Page18556 / 275
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address10090 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3486
Transaction TypeMortgage
Record UpdatedApr 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10090 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3486

Mortgage

Document Number0201751136
DateMar 8, 2022
Book Page20175/1136
Instrument2022062146
Lender
NameUSF FCU
TypeCredit Union
AddressTAMPA, FL 33612
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueFeb 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address10090 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3486
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0195802009
DateFeb 10, 2021
Book Page19580/2009
Instrument2021036624
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateOct 8, 2018
Property Address10090 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3486
Document Number0185560275
Book / Page018556 / 000275
Instrument DateSep 28, 2018
Instrument239202
Transaction TypeTransfer
Record UpdatedOct 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,799.30
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10090 CHESTER LAKE RD E JACKSONVILLE FL 322563486, JACKSONVILLE, FL 32256-3486

Mortgage

Document Number185560277
DateOct 8, 2018
Book Page018556/000277
Instrument239203
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10090 Chester Lake Rd E was $6,641 with a homeowner's exemption, up 5.1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$405,927 (+2.7%)$588,802 (+0.12%) Land $283,682 Building $305,120
2025$6,641.00 (+5.06%) Homeowner's exemption$395,256$588,109 Land $290,000 Building $298,109
2024$6,321.00 (+2.73%)
2023$6,153.00 (+9%) Homeowner's exemption$372,930 (+3%)$483,445 (+9.74%) Land $140,000 Building $343,445
2022$5,645.00 Homeowner's exemption$362,068$440,522 Land $130,000 Building $310,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10090 Chester Lake Rd E in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 93 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims8 (1996–2017)
Claims Outside the SFHA6 of 8
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Josephine, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10090 Chester Lake Rd E is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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