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10091 Chester Lake Rd E, Jacksonville, FL 32256 Property Records

Duval County property record for 10091 Chester Lake Rd E, Jacksonville, FL 32256

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,712 sqft · built 1993
Lot Size0.366 acres (15,930 sqft)
Owner2 Individual Names on File
Last Sale$693,000 (Oct 2023)
Tax Bill$8,265 (2025)
Deeds & MortgagesDec 2023 Mortgage
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN167801-2430

Property Details

APN / Parcel Number

Primary APN167801-2430

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,712 sqft Living Area
Gross Area3,898 sqft
1st Floor Area2,712 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,930 sqft (0.366 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area805 sqft
Parking Spaces3 Parking Spaces
Pool Area1 sqft
PorchFinished Screened Porch
Porch Area381 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10091 CHESTER LAKE RD E
CityJACKSONVILLE
StateFL
Zip32256-3462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description46-32 06-4S-28E DEERCREEK COUNTRY CLUB UNIT 02 LOT 25
Legal Range28E
Legal Township04S
Legal Section06
Legal SubdivisionDEERCREEK CO CLUB UNIT 02
Legal Block3
Legal Lot Number25
Legal Unit2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group3
Census Block3004
Census Tract14413

Owner

10091 Chester Lake Rd E is owned and occupied by two individuals who bought it in October 2023.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address10091 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3462
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
Oct 4, 2023Warranty Deed, Transfer
RIVER CITY LAND TITLE LLC, RIVER CITY TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2023 · Amount on File
Deed SaleOct 4, 2023 · Amount on File
Prior SaleOct 18, 2016 · Amount on File
Deed Document Number2023205533
Deed Book / Page20830 / 1460
Prior Transfer DateFeb 28, 1994
Prior Transfer Doc0000032011
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address10091 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3462
Transaction TypeMortgage
Record UpdatedJan 11, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12894 NEW MARKET ST 202, 202, FORT MYERS, FL 33913-8471

Mortgage

Document Number0209061947
DateDec 27, 2023
Book Page20906/1947
Instrument2023262808
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateJan 1, 2029
Change Frequency5 Years
Min Rate At Change4.12%
Max Rate At Change8.12%
Max Rate11.1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateOct 4, 2023
Property Address10091 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3462
Document Number0208301460
Book / Page20830 / 1460
Map ReferenceMB 46 PG 32,32A-32C
Instrument DateAug 29, 2023
Instrument2023205533
Transaction TypeTransfer
Record UpdatedOct 19, 2023
Title CompanyRIVER CITY LAND TITLE LLC, RIVER CITY TITLE LLC

Transaction

AmountAmount on Record
Tax$4,851.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9601 SOUTHBROOK DR # DRA102, DRA102, JACKSONVILLE, FL 32256-0601

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12894 NEW MARKET ST APT 202, 202, FORT MYERS, FL 33913-8471

Tax Assessment & Valuation

The 2025 property tax bill for 10091 Chester Lake Rd E was $8,265 with a homeowner's exemption, up 4.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$498,740 (+2.7%)$661,168 (+1.02%) Land $281,789 Building $379,379
2025$8,265.00 (+4.47%) Homeowner's exemption$485,629$654,509 Land $290,000 Building $364,509
2024$7,911.00 (+45.32%)
2023$5,444.00 (+9.01%) Homeowner's exemption$332,298 (+3%)$560,617 (+9.82%) Land $140,000 Building $420,617
2022$4,994.00 Homeowner's exemption$322,620$510,475 Land $130,000 Building $380,475

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10091 Chester Lake Rd E in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 93 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims8 (1996–2017)
Claims Outside the SFHA6 of 8
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Josephine, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10091 Chester Lake Rd E is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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