10096 Rancho Capitan, Lakeside, CA 92040 Property Records

San Diego County property record for 10096 Rancho Capitan, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,495 sqft · built 1994
Lot Size	0.171 acres (7,455 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,900 (Jul 1993)
Tax Bill	$5,689 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-410-06-00`

Property Details

APN / Parcel Number

Primary APN	`395-410-06-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,495 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	7,455 sqft (0.171 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10096 RANCHO CAPITAN
City	LAKESIDE
State	CA
Zip	92040-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 6 TR 012927
Legal Subdivision	LAKLESIDE 4467
Legal Tract	012927
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10096 RANCHO CAPITAN, LAKESIDE, CA 92040-2500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1993 · Amount on Record
Deed Sale	Jul 23, 1993 · Amount on Record
Deed Document Number	1993473382
Last Transfer Date	Jul 17, 2000
Transfer Doc	0000409695
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10096 RANCHO CAPITAN, LAKESIDE, CA 92040-2500
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10096 RANCHO CAPITAN, LAKESIDE, CA 92040-2500

Mortgage

Document Number	0000432580
Date	Jun 11, 2021
Instrument	2021-0432580

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10096 RANCHO CAPITAN, LAKESIDE, CA 92040-2500
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10096 RANCHO CAPITAN, LAKESIDE, CA 92040-2500

Mortgage

Document Number	0000176451
Date	Mar 8, 2021
Instrument	2021-0176451

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	LAKESIDE, CA 92040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$424,546 (+2%) Land $152,545 Building $272,001
2025	$5,689.00 (+7.1%) Homeowner's exemption	$416,222 (+4.04%) Land $149,554 Building $266,668
2023	$5,312.00 (+2.02%) Homeowner's exemption	$400,062 Land $143,748 Building $256,314
2022	$5,207.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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