10057 Rancho Capitan, Lakeside, CA 92040 Property Records

San Diego County property record for 10057 Rancho Capitan, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,233 sqft · built 1994
Lot Size	0.228 acres (9,953 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jan 1994)
Tax Bill	$5,284 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-410-13-00`

Property Details

APN / Parcel Number

Primary APN	`395-410-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,233 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	9,953 sqft (0.228 acres)
Lot Dimensions	140 ft deep x 60 ft wide
View / Lot	Good
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10057 RANCHO CAPITAN
City	LAKESIDE
State	CA
Zip	92040-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 13 TR 012927
Legal Subdivision	COUNTY OF SAN DIEGO TRACT #4467
Legal Tract	012927
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	16804

Owner

10057 Rancho Capitan is owned and occupied by an individual who bought it in January 1994.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	10057 RANCHO CAPITAN, LAKESIDE, CA 92040-2503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
May 19, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 1994 · Amount on File
Deed Sale	Jan 31, 1994 · Amount on File
Deed Document Number	199471544
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10057 RANCHO CAPITAN, LAKESIDE, CA 92040-2503
Document Number	0000238950
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10057 RANCHO CAPITAN LAKESIDE CA 920402503, LAKESIDE, CA 92040-2503

Mortgage

Document Number	0000238950
Date	May 26, 2017
Instrument	238950

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.26%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10057 RANCHO CAPITAN, LAKESIDE, CA 92040-2503
Document Number	0000238951
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10057 RANCHO CAPITAN LAKESIDE CA 920402503, LAKESIDE, CA 92040-2503

Mortgage

Document Number	0000238951
Date	May 26, 2017
Instrument	238951

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.26%

Tax Assessment & Valuation

The 2025 property tax bill for 10057 Rancho Capitan was $5,284 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$389,876 (+2%) Land $147,348 Building $242,528
2025	$5,284.00 Homeowner's exemption	$382,232 Land $144,459 Building $237,773
2023	$4,928.00 (+2.07%) Homeowner's exemption	$367,391 Land $138,850 Building $228,541
2022	$4,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10057 Rancho Capitan in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10057 Rancho Capitan is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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