10039 Rancho Capitan, Lakeside, CA 92040 Property Records

San Diego County property record for 10039 Rancho Capitan, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,495 sqft · built 1994
Lot Size	0.23 acres (10,022 sqft)
Owner	2 Company Names on File
Tax Bill	$4,877 (2025)
Deeds & Mortgages	Feb 2026 Transfer Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`395-410-14-00`

Property Details

APN / Parcel Number

Primary APN	`395-410-14-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,495 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	10,022 sqft (0.23 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10039 RANCHO CAPITAN
City	LAKESIDE
State	CA
Zip	92040-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 14 TR 012927
Legal Subdivision	LAKESIDE #4467
Legal Tract	012927
Legal Block	1
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	10039 RANCHO CAPITAN, LAKESIDE, CA 92040-2503
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer
Nov 1, 2017	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Nov 9, 2020	Intrafamily Transfer, Transfer · VA Mortgage TJC MORTGAGE INC
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020
Deed Sale	Nov 9, 2020
Prior Sale	Jul 24, 1998 · Amount on File
Deed Document Number	2020696774
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	0000696774
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2026
Property Address	10039 RANCHO CAPITAN, LAKESIDE, CA 92040-2503
Document Number	0000054733
Map Reference	MAP 12927
Instrument Date	Feb 27, 2026
Instrument	2026-0054733
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10039 RANCHO CAPITAN, LAKESIDE, CA 92040-2503

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10039 RANCHO CAPITAN, LAKESIDE, CA 92040-2503
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000508990
Date	Nov 1, 2017
Instrument	2017-0508990

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2020
Property Address	10039 RANCHO CAPITAN, LAKESIDE, CA 92040-2503
Document Number	0000696774
Map Reference	MAP 12927
Instrument Date	Jun 22, 2020
Instrument	2020-0696774
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10039 RANCHO CAPITAN, LAKESIDE, CA 92040-2503

Mortgage

Document Number	0000696775
Date	Nov 9, 2020
Instrument	2020-0696775

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10039 RANCHO CAPITAN, LAKESIDE, CA 92040-2503
Document Number	0000201024
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10039 RANCHO CAPITAN LAKESIDE CA 920402503, LAKESIDE, CA 92040-2503

Mortgage

Document Number	0000201024
Date	May 28, 2019
Instrument	201024

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	880 FRONT ST # 4290, SAN DIEGO, CA 92101-8929

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$354,961 (+2%) Land $121,426 Building $233,535
2025	$4,877.00 (+7.4%) Homeowner's exemption	$348,002 (+4.04%) Land $119,046 Building $228,956
2023	$4,541.00 (+2.11%) Homeowner's exemption	$334,490 Land $114,424 Building $220,066
2022	$4,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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