1009 Sinclair Pointe, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 1009 Sinclair Pointe, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,762 sqft · built 2014
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Dec 2018)
Tax Bill	$8,520 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`04-14283`

Property Details

APN / Parcel Number

Primary APN	`04-14283`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,762 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Cottage
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	621 sqft
Porch	Porch
Porch Area	244 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1009 SINCLAIR POINTE
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 49 SINCLAIR POINTE
Legal Subdivision	SINCLAIR POINTE
Legal Block	20
Legal Lot Number	4
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1029
Census Tract	301

Owner

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1009 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BK
Dec 26, 2018	Grant Deed, Transfer SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Prior Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	20184733
Deed Book / Page	3980 / 11
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1009 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576
Document Number	0042890276
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1009 SINCLAIR POINTE ST SIMONS ISLAND GA 315225576, ST SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	0042890276
Date	Sep 29, 2020
Book Page	004289/000276

Lender

Name	SYNOVUS BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Dec 26, 2018
Property Address	1009 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576
Document Number	0039800011
Book / Page	003980 / 000011
Instrument Date	Dec 20, 2018
Instrument	13644
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1009 SINCLAIR POINTE ST SIMONS ISLAND GA 315225576, ST SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	39800013
Date	Dec 26, 2018
Book Page	003980/000013
Instrument	13645

Lender

Name	SYNOVUS BK
Type	Bank
Address	SIMONS, GA 31522

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,520.00 (+2.39%)	$339,760 (+2.4%) Land $40,000 Building $299,760	$849,400 (+2.4%) Land $100,000 Building $749,400
2025	$8,321.00 (+20.14%)	$331,800 (+10.36%) Land $32,000 Building $299,800	$829,500 (+10.36%) Land $80,000 Building $749,500
2023		$300,640 (+8.85%) Land $32,000 Building $268,640	$751,600 (+8.85%) Land $80,000 Building $671,600
2022	$6,926.00	$276,200 Land $32,000 Building $244,200	$690,500 Land $80,000 Building $610,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 784 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,092 units insured incl. 308 condo units
Nearby Flood Claims	41 (2013–2022)
Most Recent Claim	Nov 2022 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 33 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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