1004 Sinclair Pointe, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 1004 Sinclair Pointe, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,700 sqft · built 2014
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Nov 2017)
Tax Bill	$7,454 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-14331`

Property Details

APN / Parcel Number

Primary APN	`04-14331`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,700 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Cottage
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1004 SINCLAIR POINTE
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 1 SINCLAIR POINTE
Legal Subdivision	SINCLAIR POINTE
Legal Block	20
Legal Lot Number	1
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1029
Census Tract	301

Owner

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage ST SIMONS BANK AND TRUST
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage CBC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	20174120
Deed Book / Page	3817 / 391
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1004 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5575
Investor	Possibly a Property Investor

Mortgage

Document Number	0047460000000035
Date	Sep 26, 2022
Book Page	0000004746/0000000035
Instrument	0632022012246

Lender

Name	ST SIMONS BANK AND TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1004 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5575
Document Number	0042330222
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 SINCLAIR POINTE ST SIMONS ISLAND GA 315225575, ST SIMONS ISLAND, GA 31522-5575

Mortgage

Document Number	0042330222
Date	Jul 9, 2020
Book Page	004233/000222

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Nov 17, 2017
Property Address	1004 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5575
Document Number	0038170391
Book / Page	3817 / 391
Instrument Date	Nov 17, 2017
Instrument	2017-004120
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5575

Mortgage

Document Number	0038170393
Date	Nov 17, 2017
Book Page	3817/393
Instrument	632017012788

Lender

Name	CBC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,454.00 (+2.76%)	$297,240 (+2.75%) Land $40,000 Building $257,240	$743,100 (+2.75%) Land $100,000 Building $643,100
2025	$7,254.00 (+19.25%)	$289,280 (+9.74%) Land $32,000 Building $257,280	$723,200 (+9.74%) Land $80,000 Building $643,200
2023		$263,600 (+8.67%) Land $32,000 Building $231,600	$659,000 (+8.67%) Land $80,000 Building $579,000
2022	$6,083.00	$242,560 Land $32,000 Building $210,560	$606,400 Land $80,000 Building $526,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 784 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,092 units insured incl. 308 condo units
Nearby Flood Claims	41 (2013–2022)
Most Recent Claim	Nov 2022 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 33 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sinclair Pointe

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures