1005 Sinclair Pointe, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 1005 Sinclair Pointe, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,325 sqft · built 2016
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on Record
Last Sale	$925,000 (Oct 2025)
Tax Bill	$8,845 (2026)
Deeds & Mortgages	Oct 2025 Sale Jul 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`04-14282`

Property Details

APN / Parcel Number

Primary APN	`04-14282`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,325 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Cottage
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	550 sqft
Porch	Porch
Porch Area	376 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1005 SINCLAIR POINTE
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 50 SINCLAIR POINTE
Legal Subdivision	SINCLAIR POINTE
Legal Block	20
Legal Lot Number	50
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1029
Census Tract	301

Owner

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1005 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Limited Warranty Deed, Transfer
Jul 3, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH COAST BANK AND TRUST
Jun 7, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 7, 2020	Quit Claim Deed, Transfer · VA Mortgage SEMPER HM LOANS
Sep 16, 2019	Grant Deed, Transfer · VA Mortgage USAA
May 12, 2017	Quit Claim Deed, Construction Loan · Construction Mortgage SOUTHEASTERN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Jul 3, 2025 · Amount on Record
Deed Book / Page	5156 / 122
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	0044730350
Record Updated	Oct 29, 2026

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Oct 6, 2025
Property Address	1005 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576
Document Number	0051560122
Book / Page	5156 / 122
Instrument Date	Oct 6, 2025
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Amount	Amount Recorded
Tax	$9.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1005 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Jul 3, 2025
Property Address	1005 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576
Document Number	0051340569
Book / Page	5134 / 569
Instrument Date	Jun 30, 2025
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	D2025006343
Date	Jul 3, 2025
Instrument	D2025006343

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Jan 31, 2022
Property Address	1005 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576
Document Number	0046350111
Book / Page	4635 / 111
Instrument Date	Jan 31, 2022
Instrument	2022-000427
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	632022002197
Date	Jan 31, 2022
Instrument	0632022002197

Lender

Name	SOUTH COAST BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLYNN GA
Recording Date	Jun 7, 2021
Property Address	1005 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576
Document Number	0044730350
Book / Page	4473 / 350
Instrument Date	Jun 7, 2021
Instrument	2021-002932
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SINCLAIR POINTE, SAINT SIMONS ISLAND, GA 31522-5576

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLYNN GA
Recording Date	Aug 7, 2020
Property Address	1005 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576
Document Number	0042530447
Book / Page	004253 / 000447
Instrument Date	Jul 23, 2020
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1005 SINCLAIR POINTE ST SIMONS ISLAND GA 315225576, ST SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	42530450
Date	Aug 7, 2020
Book Page	004253/000450

Lender

Name	SEMPER HM LOANS
Type	Funding / Finance Company
Address	PROVIDENCE, RI 02907

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Sep 16, 2019
Property Address	1005 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576
Document Number	0040870334
Book / Page	004087 / 000334
Instrument Date	Sep 12, 2019
Instrument	9642
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$541.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1005 SINCLAIR POINTE ST SIMONS ISLAND GA 315225576, ST SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	40870339
Date	Sep 16, 2019
Book Page	004087/000339
Instrument	9643

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

May 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	GLYNN GA
Recording Date	May 12, 2017
Property Address	1005 SINCLAIR POINTE, ST SIMONS ISLAND, GA 31522-5576
Document Number	0037410079
Book / Page	003741 / 000079
Instrument Date	May 5, 2017
Instrument	5413
Transaction Type	Construction Loan
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SINCLAIR POINTE ST SIMONS ISLAND GA 315225576, ST SIMONS ISLAND, GA 31522-5576

Mortgage

Document Number	37410080
Date	May 12, 2017
Book Page	003741/000080
Instrument	5414

Lender

Name	SOUTHEASTERN BK
Type	Bank
Address	BRUNSWICK, GA 31525

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 11, 2018

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,845.00 (+22.51%)	$352,720 (+22.51%) Land $40,000 Building $312,720	$881,800 (+22.51%) Land $100,000 Building $781,800
2025	$7,220.00 (+16.53%)	$287,920 (+7.55%) Land $32,000 Building $255,920	$719,800 (+7.55%) Land $80,000 Building $639,800
2023		$267,720 (+8.35%) Land $32,000 Building $235,720	$669,300 (+8.35%) Land $80,000 Building $589,300
2022	$6,196.00	$247,080 Land $32,000 Building $215,080	$617,700 Land $80,000 Building $537,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 784 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,092 units insured incl. 308 condo units
Nearby Flood Claims	41 (2013–2022)
Most Recent Claim	Nov 2022 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 33 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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