Craven County property record for 1009 Locust Ct, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,705 sqft · built 2004 |
| Lot Size | 0.278 acres (12,119 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $139,500 (Aug 2004) |
| Tax Bill | $2,706 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-220-T-104 |
| Primary APN | 6-220-T-104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| 1st Floor Area | 1,705 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,119 sqft (0.278 acres) |
| Lot Dimensions | 120 ft deep x 76.1 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 57211 |
|---|---|
| Street Address | 1009 LOCUST CT |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR12 |
| Legal Description | LOT 104 SOUTHERN TERRACE SCT 4 PT B |
| Legal Subdivision | SOUTHERN TERRACE |
| Legal Lot Number | 104 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 961302 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1009 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2004 · Amount on Record |
| Deed Sale | Aug 25, 2004 · Amount on Record |
| Deed Book / Page | 2222 / 879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 1009 LOCUST CT, HAVELOCK, NC 28532-3234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 3648/416 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 3648/416 |
| Instrument | 10067514 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,706.00 (+2.5%) | $220,510 (-) Land $40,000 Building $180,510 | $220,510 (-) Land $40,000 Building $180,510 |
| 2025 | $2,640.00 (+3.94%) | $220,510 (-) Land $40,000 Building $180,510 | $220,510 (-) Land $40,000 Building $180,510 |
| 2023 | $2,540.00 (+30.12%) | $220,510 (+33.97%) Land $40,000 Building $180,510 | $220,510 (+33.97%) Land $40,000 Building $180,510 |
| 2022 | $1,952.00 | $164,600 Land $32,000 Building $132,600 | |
| 2018 | $164,600 Land $32,000 Building $132,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2006–2018) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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