1007 Locust Ct, Havelock, NC 28532 Property Records

Craven County property record for 1007 Locust Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 2001
Lot Size	0.276 acres (12,002 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Oct 2017)
Tax Bill	$2,352 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-220-T-040`

Property Details

APN / Parcel Number

Primary APN	`6-220-T-040`
Alternative APN	`132105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,562 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,002 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 76.1 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	132105
Street Address	1007 LOCUST CT
City	HAVELOCK
State	NC
Zip	28532-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 SOUTHERN TERRACE SCT III
Legal Subdivision	SOUTHERN TERRACE
Legal Lot Number	40
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1009
Census Tract	961302

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	806 E 3RD ST, 3, GREENVILLE, NC 27858-2042
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Deed Book / Page	3517 / 1276
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 25, 2017
Property Address	1007 LOCUST CT, HAVELOCK, NC 28532-3234
Document Number	3517/1276
Book / Page	3517 / 1276
Map Reference	PL CAB G SL 116D
Instrument Date	Oct 9, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3357 ARGONAUT DR, 3357, TALLAHASSEE, FL 32312-4536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 LOCUST CT, HAVELOCK, NC 28532-3234

Mortgage

Document Number	3517/1280
Date	Oct 25, 2017
Book Page	3517/1280

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Oct 24, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,352.00 (+2.48%)	$190,860 (-) Land $40,000 Building $150,860	$190,860 (-) Land $40,000 Building $150,860
2025	$2,295.00 (+4.03%)	$190,860 (-) Land $40,000 Building $150,860	$190,860 (-) Land $40,000 Building $150,860
2023	$2,206.00 (+27.88%)	$190,860 (+31.77%) Land $40,000 Building $150,860	$190,860 (+31.77%) Land $40,000 Building $150,860
2022	$1,725.00	$144,840 Land $32,000 Building $112,840
2018			$144,840 Land $32,000 Building $112,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2006–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20