1009 Lady Bug Cir, Waco, TX 76705 Property Records

McLennan County property record for 1009 Lady Bug Cir, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 2014
Lot Size0.184 acres (8,015 sqft)
Owner2 Individual Names on Record
Tax Bill$3,153 (2025)
Deeds & MortgagesJun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN28-004114-000434-0

Property Details

APN / Parcel Number

Primary APN28-004114-000434-0
Alternative APN
  • 367178

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area2,020 sqft
1st Floor Area1,560 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area8,015 sqft (0.184 acres)
Lot Dimensions106 ft deep x 86 ft wide
Garage TypeAttached
Garage Area460 sqft
DrivewayConcrete Driveway
Driveway Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area128 sqft
Patio Area16 sqft
Storage Building156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1009 LADY BUG CIR
CityWACO
StateTX
Zip76705-2464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLE MEADOWS EST LOT 34 BLOCK 4 ACRES .184
Legal SubdivisionBELLE MEADOWS EST
Legal Block4
Legal Lot Number34
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1018
Census Tract1600

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1009 LADY BUG CIR, WACO, TX 76705-2464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2024
Deed SaleJul 30, 2024
Prior SaleApr 29, 2014 · Amount on Record
Deed Document Number202430857
Prior Transfer DateMay 29, 2018
Prior Transfer Doc0000030857
Record UpdatedOct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLENNAN TX
Recording DateJun 4, 2018
Property Address1009 LADY BUG CIR, WACO, TX 76705-2464
Document Number0000018272
Instrument DateMay 29, 2018
Instrument18272
Transaction TypeTransfer
Record UpdatedJun 22, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1009 LADY BUG CIR WACO TX 767052464, WACO, TX 76705-2464

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,427 (+2.25%) Land $30,537 Building $219,890$250,427 (-3.83%) Land $30,537 Building $219,890
2025$3,153.00 (+2.67%) Homeowner's exemption$244,912 (-6.58%)$260,390 (-0.68%) Land $27,730 Building $232,660
2024$3,071.00 (+29.41%)
2023$262,170 Land $27,730 Building $234,440$262,170 Land $27,730 Building $234,440
2022$2,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims2 (1979–1989)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink.

Nearby Properties on Lady Bug Cir

Nearby Streets

Search Property Records by Address or Parcel Number