1004 Lady Bug Cir, Waco, TX 76705 Property Records

McLennan County property record for 1004 Lady Bug Cir, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,829 sqft · built 2012
Lot Size	0.164 acres (7,144 sqft)
Owner	Company Name on Record
Last Sale	$245,446 (Jun 2026)
Tax Bill	$5,615 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-004114-000430-0`

Property Details

APN / Parcel Number

Primary APN	`28-004114-000430-0`
Alternative APN	`367174`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,829 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	1,829 sqft
Flooring	Carpet

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	95 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	395 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1004 LADY BUG CIR
City	WACO
State	TX
Zip	76705-2464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLE MEADOWS EST LOT 30 BLOCK 4 ACRES .164
Legal Subdivision	BELLE MEADOWS EST
Legal Block	4
Legal Lot Number	30
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1018
Census Tract	1600

Owner

Source: McLennan County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6905 S 1300 E, 242, MIDVALE, UT 84047-1817
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Special Warranty Deed, Transfer · FHA Mortgage USF MORTGAGE
Jan 25, 2019	Warranty Deed, Transfer TEXAS TITLE COMPANY, TEXAS TITLE CO.
Oct 11, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	202619801
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 23, 2026
Property Address	1004 LADY BUG CIR, WACO, TX 76705-2464
Document Number	0000019801
Instrument Date	Jun 17, 2026
Instrument	202619801
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRSTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6905 S 1300 E, MIDVALE, UT 84047-1817
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019802,
Date	Jun 23, 2026
Instrument	202619802

Lender

Name	USF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 25, 2019
Property Address	1004 LADY BUG CIR, WACO, TX 76705-2464
Document Number	0000002749
Instrument Date	Jan 24, 2019
Instrument	2749
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	TEXAS TITLE COMPANY, TEXAS TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9900 WILBUR MAY PKWY #1502 RENO NV 895214015, 1502, RENO, NV 89521-4015

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 11, 2018
Property Address	1004 LADY BUG CIR, WACO, TX 76705-2464
Document Number	0000036060
Instrument Date	Oct 2, 2018
Instrument	36060
Transaction Type	Foreclosure
Record Updated	Nov 1, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21750 HARDY BOULEVARD # SAN ANTONIO TX 78258, SAN ANTONIO, TX 78258
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bellmead City
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,615.00 (+0.34%)	$266,850 (-2.65%) Land $26,290 Building $240,560	$266,850 (-2.65%) Land $26,290 Building $240,560
2024	$5,596.00 (+14.13%)
2023		$274,110 Land $26,290 Building $247,820	$274,110 Land $26,290 Building $247,820
2022	$4,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1979–1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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