McLennan County property record for 1002 Lady Bug Cir, Waco, TX 76705 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2014 |
| Square Footage | 1,896 sqft Living Area |
| Lot Size | 8,059 sqft (0.185 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,446.00 (2024) |
| Primary APN | 280041140004290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,896 sqft Living Area |
| Gross Area | 2,296 sqft Gross Area |
| 1st Floor | 1,896 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,059 sqft (0.185 acres) |
| Depth X Width | 95 ft x 85 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 540 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 136 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 367172 |
|---|---|
| Street Address | 1002 LADY BUG CIR |
| City | WACO |
| State | TX |
| Zip | 76705-2464 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BELLE MEADOWS EST LOT 29 BLOCK 4 ACRES .185 |
| Legal Subdivision | BELLE MEADOWS EST |
| Legal Block | 4 |
| Legal Lot Number | 29 |
| Jurisdiction | MCLENNAN TX |
| Minor Civil Division | WACO |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 1600 |
Source: McLennan County records · APN 280041140004290
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1002 LADY BUG CIR, WACO, TX 76705-2464 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2014 |
| Deed Sale | Jul 07, 2014 |
| Deed Doc Number | 2014019703 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1002 LADY BUG CIR, WACO, TX 76705-2464 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000212 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 2026000212 |
| Name | EDUCATORS CU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76710 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 15, 2040 |
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bellmead City |
| County | McLennan County |
| Unified School District | La Vega Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $266,137 (-6.63%) Land $27,800 Building $255,230 | $283,030 (-0.71%) Land $27,800 Building $255,230 | |
| 2024 | $3,446.00 (+29.26%) | ||
| 2023 | $285,040 Land $27,800 Building $257,240 | $285,040 Land $27,800 Building $257,240 | |
| 2022 | $2,666.00 |
1002 Lady Bug Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · McLennan County (48309C), updated June 9, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 38th percentile of exposed land nationally · 13th in Texas |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,515 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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