1009 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 1009 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	5 ba · 2,416 sqft · built 2020
Lot Size	0.036 acres (1,600 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Apr 2023)
Tax Bill	$9,518 (2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-596964`

Property Details

APN / Parcel Number

Primary APN	`02-596964`
Alternative APN	`596964`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,416 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.036 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	60 sqft
Balcony	Balcony
Balcony Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	596964
Street Address	1009 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 237 SECTION 5 PL 1,600 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	EASTCHURCH 3 SEC 5
Legal Lot Number	237
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1031
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 HOLDEN RD, FREDERICK, MD 21701-3437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 22, 2021	Deed, Subdivision Related Transfer · VA Mortgage MCLEAN MORTGAGE CORP
May 20, 2019	Grant Deed, Transfer VILLAGE SETTLEMENTS INC
May 20, 2019	Loan Modification, Mortgage SANDY SPRING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	0001638585
Deed Book / Page	16385 / 85
Record Updated	Jun 7, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 3, 2023
Property Address	1009 HOLDEN RD, FREDERICK, MD 21701-3437
Document Number	0163850085
Book / Page	16385 / 85
Map Reference	MB 100 PL 165
Instrument Date	Mar 24, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 HOLDEN RD, FREDERICK, MD 21701-3437

Mortgage

Document Number	0001638592
Date	Apr 3, 2023
Instrument	16385/92

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

January 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 22, 2021
Property Address	1009 HOLDEN RD, FREDERICK, MD 21701-3437
Document Number	0144810223
Book / Page	14481 / 223
Map Reference	MB 100 PL 165
Instrument Date	Jan 8, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,266.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1009 HOLDEN RD, FREDERICK, MD 21701-3437

Mortgage

Document Number	0014481230
Date	Jan 22, 2021
Instrument	14481/230

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 20, 2019
Property Address	1009 HOLDEN RD, FREDERICK, MD 21701-3437
Document Number	0129770282
Book / Page	012977 / 000282
Instrument Date	May 14, 2019
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$594.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5283 CORPORATE DR FREDERICK MD 217032877, FREDERICK, MD 21703-2877
Investor	Possibly a Property Investor

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Recording Date	May 20, 2019
Property Address	1009 HOLDEN RD, FREDERICK, MD 21701-3437
Document Number	0129770287
Book / Page	012977 / 000287
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1001 HOLDEN RD FREDERICK MD 217013437, FREDERICK, MD 21701-3437
Investor	Possibly a Property Investor

Mortgage

Document Number	129770287
Date	May 20, 2019
Book Page	012977/000287

Lender

Name	SANDY SPRING BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,518.00	$524,567	$587,300 Land $165,000 Building $422,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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