1005 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 1005 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	5 ba · 2,416 sqft · built 2020
Lot Size	0.036 acres (1,600 sqft)
Owner	Individual Name on File
Last Sale	$613,570 (Nov 2020)
Tax Bill	$9,405 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-596962`

Property Details

APN / Parcel Number

Primary APN	`02-596962`
Alternative APN	`596962`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,416 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.036 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	220 sqft
Balcony	Balcony
Balcony Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	596962
Street Address	1005 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 235 SECTION 5 PL 1,600 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	EASTCHURCH 3 SEC 5
Legal Lot Number	235
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1031
Census Tract	750804

Owner

Source: Frederick County records · APN 02-596962

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1005 HOLDEN RD, FREDERICK, MD 21701-3437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Oct 26, 2020	Deed of Trust, Mortgage FCB BK
Nov 02, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage FCB BANKS
May 20, 2019	Grant Deed, Transfer VILLAGE SETTLEMENTS INC
May 20, 2019	Loan Modification, Mortgage SANDY SPRING BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2020 · Amount on Record
Deed Sale	Nov 02, 2020 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	0001422773
Deed Book / Page	14227 / 73
Record Updated	Jun 07, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1005 HOLDEN RD, FREDERICK, MD 21701-3437
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETMNT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152460374
Date	Aug 31, 2021
Book Page	15246/374

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1005 HOLDEN RD, FREDERICK, MD 21701-3437
Document Number	0142270079
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 HOLDEN RD FREDERICK MD 217013437, FREDERICK, MD 21701-3437

Mortgage

Document Number	0142270079
Date	Nov 02, 2020
Book Page	014227/000079

Lender

Name	FCB BK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

November 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 02, 2020
Property Address	1005 HOLDEN RD, FREDERICK, MD 21701-3437
Document Number	0142270073
Book / Page	14227 / 73
Map Reference	MB 100 PL 165
Instrument Date	Oct 26, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,067.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1005 HOLDEN RD, FREDERICK, MD 21701-3437

Mortgage

Document Number	0001422779
Date	Nov 02, 2020
Instrument	14227/79

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 20, 2019
Property Address	1005 HOLDEN RD, FREDERICK, MD 21701-3437
Document Number	0129770282
Book / Page	012977 / 000282
Instrument Date	May 14, 2019
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$594.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5283 CORPORATE DR FREDERICK MD 217032877, FREDERICK, MD 21703-2877
Investor	Possibly a Property Investor

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Recording Date	May 20, 2019
Property Address	1005 HOLDEN RD, FREDERICK, MD 21701-3437
Document Number	0129770287
Book / Page	012977 / 000287
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1001 HOLDEN RD FREDERICK MD 217013437, FREDERICK, MD 21701-3437
Investor	Possibly a Property Investor

Mortgage

Document Number	129770287
Date	May 20, 2019
Book Page	012977/000287

Lender

Name	SANDY SPRING BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,405.00 Homeowner's exemption	$524,567	$587,300 Land $165,000 Building $422,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Shenandoah Telecommunications Company.

Based on FCC filings for 253 locations within half a mile of this property.

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