1013 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 1013 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 ba · 2,428 sqft · built 2020
Lot Size	0.046 acres (2,014 sqft)
Owner	Individual Name on Record
Last Sale	$517,184 (Apr 2020)
Tax Bill	$88 (2023)
Deeds & Mortgages	Dec 2023 Second Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-596966`

Property Details

APN / Parcel Number

Primary APN	`02-596966`
Alternative APN	`596966`

Interior

Full Baths	4 Baths
Stories	3 Stories
Building Area	2,428 sqft Total Area

Exterior

Year Built	Built 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,014 sqft (0.046 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	60 sqft
Balcony	Balcony
Balcony Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	596966
Street Address	1013 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3437
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 239 SECTION 5 PL 2,014 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	EASTCHURCH SEC 5
Legal Lot Number	239
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1031
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1013 HOLDEN RD, FREDERICK, MD 21701-3437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 8, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 17, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 30, 2020	Grant Deed, Subdivision Related Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Mar 21, 2019 · Amount on Record
Deed Document Number	0001369470
Deed Book / Page	13694 / 70
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1013 HOLDEN RD, FREDERICK, MD 21701-3437
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166950427
Date	Dec 11, 2023
Book Page	16695/427

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Sep 1, 2043

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1013 HOLDEN RD, FREDERICK, MD 21701-3437
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HOLDEN RD, FREDERICK, MD 21701-3437

Mortgage

Document Number	0161220343
Date	Sep 8, 2022
Book Page	16122/343

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1013 HOLDEN RD, FREDERICK, MD 21701-3437
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155030384
Date	Nov 17, 2021
Book Page	15503/384

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 30, 2020
Property Address	1013 HOLDEN RD, FREDERICK, MD 21701-3437
Document Number	0136940070
Book / Page	013694 / 000070
Instrument Date	Apr 16, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2020
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HOLDEN RD FREDERICK MD 217013437, FREDERICK, MD 21701-3437

Mortgage

Document Number	136940078
Date	Apr 30, 2020
Book Page	013694/000078

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$88.00 Disabled Person's exemption Veteran's exemption	$553,133	$630,400 Land $175,000 Building $455,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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