10087 FM 49, Big Sandy, TX 75755 Property Records

Upshur County property record for 10087 FM 49, Big Sandy, TX 75755

Property Summary

Property TypeSingle Family Home
Details1 ba · 5,312 sqft · built 1991
Lot Size4.92 acres (214,489 sqft)
OwnerIndividual Name on File
Last Sale$447,083 (Mar 2023)
Tax Bill$6,787 (2026)
Deeds & MortgagesDec 2018 Mortgage
Mar 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN348U-S05-000-009

Property Details

APN / Parcel Number

Primary APN348U-S05-000-009
Alternative APN
  • 23654

Interior

Full Baths1 Bath
Building Area5,312 sqft Total Area
1st Floor Area1,660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialLogs
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area214,489 sqft (4.92 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number348U-S05-000-009
Street Address10087 FM 49
CityBIG SANDY
StateTX
Zip75755-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABS A348 MATHIS, WILLIAM B,TRACT 9, 4.924 ACRES & HOUSE
Legal SubdivisionWILLIAM B SURVEY A-348
Legal Tract9
JurisdictionUPSHUR TX
Township / Civil DivisionBIG SANDY
Census Block Group1
Census Block1004
Census Tract950502

Owner

10087 FM 49 is owned and occupied by an individual who bought it in March 2023.

Source: Upshur County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address10087 FM 49, BIG SANDY, TX 75755-3527
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
CITY NATIONAL BANK OF SULPHUR SPRINGS
Mar 29, 2023Vendor's Lien, Transfer · VA Mortgage
GUARDIAN MORTGAGE CO INC
Jun 27, 2017Vendor's Lien, Transfer · ARM
CITY NATIONAL BANK OF SULPHUR SPRIN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2023 · Amount on File
Deed SaleMar 29, 2023 · Amount on File
Prior SaleJun 27, 2017 · Amount on File
Deed Document Number20231964
Prior Transfer DateJun 22, 2017
Prior Transfer Doc001312/046
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Property Address10087 FM 49, BIG SANDY, TX 75755-3527
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201808914
DateDec 12, 2018
Instrument201808914
Lender
NameCITY NATIONAL BANK OF SULPHUR SPRINGS
TypeBank
AddressSULPHUR SPRINGS, TX 75482
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionUPSHUR TX
Recording DateMar 29, 2023
Property Address10087 FM 49, BIG SANDY, TX 75755-3527
Document Number0202301964
Instrument DateMar 27, 2023
Instrument202301964
Transaction TypeTransfer
Record UpdatedSep 29, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10087 49, BIG SANDY, TX 75755

Mortgage

Document Number0202301965
DateMar 29, 2023
Instrument202301965
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

June 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionUPSHUR TX
Recording DateJun 27, 2017
Property Address10087 FM 49, BIG SANDY, TX 75755-3527
Document Number001312/046
Book / Page1312 / 046
Instrument DateJun 22, 2017
Instrument201704021
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10087 FM 49, BIG SANDY, TX 75755-3527

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 OAK SHADOWS CV, HOLLY LAKE RANCH, TX 75765-7111

Mortgage

Document Number0201704022
DateJun 27, 2017
Instrument201704022
Lender
NameCITY NATIONAL BANK OF SULPHUR SPRIN
TypeBank
Special NotesSeller Financed
Agreement
TypeARM
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.75%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2022
Min Rate At Change4.75%
Max Rate At Change6.75%
Max Rate10.7%

Tax Assessment & Valuation

The 2026 property tax bill for 10087 FM 49 was $6,787 with a homeowner's exemption, up 33.2% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyUpshur County
Unified School DistrictHarmony Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,787.00 (+33.21%) Homeowner's exemption$417,610 (-2.99%) Land $75,630 Building $341,980$417,610 (-2.99%) Land $75,630 Building $341,980
2025$5,095.00 Homeowner's exemption$430,490 Land $84,810 Building $345,680$430,490 Land $84,810 Building $345,680
2023$400,400 Land $86,310 Building $314,090$400,400 Land $86,310 Building $314,090
2022$4,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10087 FM 49 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10087 FM 49 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 70% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRITCHETT WSC
serves 10,089 people · EPA ID TX2300012
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Etex Telephone
Fiber
1,000 / 1,000

Nearby Properties on FM 49

Nearby Streets

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