1008 Tony Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1008 Tony Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,323 sqft · built 1998
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2022)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-26-30-0571-0001-0050`

Property Details

APN / Parcel Number

Primary APN	`23-26-30-0571-0001-0050`
Alternative APNs	`263023057100010050` `87470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	1,947 sqft
1st Floor Area	1,323 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	184 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1008 TONY CIR
City	SAINT CLOUD
State	FL
Zip	34772-7309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	CANOE CREEK WOODS UNIT 9 PB 7 PGS 39-40 LOT 5
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	CANOE CREEK WOODS UNIT 9
Legal Tract	571
Legal Block	50
Legal Lot Number	5
Legal Unit	9P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1006
Census Tract	43303

Owner

1008 Tony Cir is owned and occupied by an individual who bought it in May 2022.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	1008 TONY CIR, SAINT CLOUD, FL 34772-7309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA
Nov 25, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Sep 24, 2019	Grant Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2022 · Amount on File
Deed Sale	May 18, 2022 · Amount on File
Prior Sale	Sep 24, 2019 · Amount on File
Deed Document Number	202278338
Deed Book / Page	6216 / 647
Prior Transfer Date	May 17, 2022
Prior Transfer Doc	0062160647
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 18, 2022
Property Address	1008 TONY CIR, SAINT CLOUD, FL 34772-7309
Document Number	0062160647
Book / Page	6216 / 647
Map Reference	MB 7 PG 39
Instrument Date	May 17, 2022
Instrument	2022078338
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO OF FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5042 WHITEWATER WAY, SAINT CLOUD, FL 34771-7970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 BERMUDA LAKES LN UNIT 303, 303, KISSIMMEE, FL 34741-2165

Mortgage

Document Number	0006216649
Date	May 18, 2022
Instrument	6216/649

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1008 TONY CIR, SAINT CLOUD, FL 34772-7309
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 TONY CIR, SAINT CLOUD, FL 34772-7309

Mortgage

Document Number	0058400051
Date	Nov 25, 2020
Book Page	5840/51
Instrument	2020161385

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 24, 2019
Property Address	1008 TONY CIR, SAINT CLOUD, FL 34772-7309
Document Number	0055942164
Book / Page	005594 / 002164
Instrument Date	Sep 12, 2019
Instrument	123588
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	SMART INT'L TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1735 WHITE HERON BAY CIR ORLANDO FL 328245657, ORLANDO, FL 32824-5657

Mortgage

Document Number	55942166
Date	Sep 24, 2019
Book Page	005594/002166
Instrument	123589

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1008 Tony Cir was $4,172 with a homeowner's exemption, down 2.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,172.00 (-2.07%) Homeowner's exemption	$276,000 Land $70,000 Building $206,000	$276,000 Land $70,000 Building $206,000
2024	$4,260.00 (+2.55%)
2023	$4,154.00 (+56.87%) Homeowner's exemption	$272,800 (+44.26%) Land $60,000 Building $212,800	$272,800 (+18.25%) Land $60,000 Building $212,800
2022	$2,648.00 Homeowner's exemption	$189,108	$230,700 Land $55,000 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1008 Tony Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1008 Tony Cir is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

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