1003 Tony Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1003 Tony Cir, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,154 sqft · built 1992
Lot Size0.228 acres (9,975 sqft)
Owner2 Owner Names on Record
Last Sale$109,000 (Mar 1999)
Tax Bill$1,399 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN87501

Property Details

APN / Parcel Number

Primary APN87501
Alternative APN
  • 232630057100010330

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures1 Plumbing Fixture
Stories1 Story
Building Area2,154 sqft Heated Area
Gross Area2,683 sqft
1st Floor Area1,794 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,975 sqft (0.228 acres)
Lot Dimensions133 ft deep x 75 ft wide
Garage TypeFinished
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area150 sqft
PorchEnclosed Porch
Porch Area409 sqft
Deck Area330 sqft
Patio Area128 sqft
FenceFence
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number87501
Street Address1003 TONY CIR
CitySAINT CLOUD
StateFL
Zip34772-7310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionCANOE CREEK WOODS UNIT 9 PB 7 PGS 39-40 LOT 33
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionCANOE CREEK WOODS & CRYSTAL CREEK
Legal Tract571
Legal Block1
Legal Lot Number33
Legal Unit9P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1026
Census Tract43303

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1003 TONY CIR, SAINT CLOUD, FL 34772-7310
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 1999 · Amount on Record
Deed SaleMar 30, 1999 · Amount on Record
Deed Document Number0159801124
Deed Book / Page01598 / 01124
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1003 TONY CIR, SAINT CLOUD, FL 34772-7310
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051811994
DateJul 19, 2017
Book Page5181/1994
Instrument2017105269
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2027

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,399.00 (+7.78%) Homeowner's exemption$121,083 (+5.99%)$345,400 (+0.41%) Land $70,000 Building $275,400
2023$1,298.00 (+4.76%) Homeowner's exemption$114,244 (+3%)$344,000 (+18.01%) Land $60,000 Building $284,000
2022$1,239.00 Homeowner's exemption$110,917$291,500 Land $55,000 Building $236,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35

May also be available: Xfinity.

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