1012 Tony Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1012 Tony Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,997 sqft · built 1993
Lot Size	0.278 acres (12,153 sqft)
Owner	2 Individual Names on File
Last Sale	$103,000 (Aug 1994)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87472`

Property Details

APN / Parcel Number

Primary APN	`87472`
Alternative APN	`232630057100010070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,997 sqft Heated Area
Gross Area	2,896 sqft
1st Floor Area	1,997 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,153 sqft (0.278 acres)
Lot Dimensions	141 ft deep x 88 ft wide
Garage Type	Finished
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	570 sqft
Porch	Open Porch
Porch Area	393 sqft
Deck Area	534 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	87472
Street Address	1012 TONY CIR
City	SAINT CLOUD
State	FL
Zip	34772-7309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	CANOE CREEK WOODS UNIT 9 PB 7 PGS 39-40 LOT 7
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	CANOE CREEK WOODS & CRYSTAL CREEK
Legal Tract	571
Legal Block	1
Legal Lot Number	7
Legal Unit	9P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1006
Census Tract	43303

Owner

Source: Osceola County records · APN 87472

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1012 TONY CIR, SAINT CLOUD, FL 34772-7309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 1994 · Amount on Record
Deed Sale	Aug 13, 1994 · Amount on Record
Deed Document Number	0012072366
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1012 TONY CIR, SAINT CLOUD, FL 34772-7309
Document Number	0058432659
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1012 TONY CIR ST CLOUD FL 347727309, ST CLOUD, FL 34772-7309

Mortgage

Document Number	0058432659
Date	Dec 03, 2020
Book Page	005843/002659
Instrument	164085

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 02, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00 (+8.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$125,551 (+5.99%)	$342,200 (+1.18%) Land $70,000 Building $272,200
2023	$1,284.00 (+4.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$118,460 (+3%)	$338,200 (+17.96%) Land $60,000 Building $278,200
2022	$1,223.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$115,010	$286,700 Land $55,000 Building $231,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Based on FCC filings for 351 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.