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1008 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1008 Jersey Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,742 sqft · built 2001
Lot Size0.258 acres (11,238 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Mar 2024)
Tax Bill$5,989 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2017 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0154-0050

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0154-0050
Alternative APNs
  • 263001000101540050
  • 77815

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,742 sqft Living Area
Gross Area2,320 sqft
1st Floor Area1,742 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeAttached
Garage Area414 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area164 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1008 JERSEY AVE
CitySAINT CLOUD
StateFL
Zip34769-3619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 154 LOTS 5-7 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block154
Legal Lot Number5
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2030
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0154-0050

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1008 JERSEY AVE, SAINT CLOUD, FL 34769-3619
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · FHA Mortgage
ADVANTAGEFIRST LNDG INC
Jun 08, 2017Loan Modification, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 08, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2024 · Amount on Record
Deed SaleMar 12, 2024 · Amount on Record
Prior SaleJun 11, 2015 · Amount on Record
Deed Document Number202432253
Deed Book / Page6564 / 441
Prior Transfer DateMay 23, 2008
Prior Transfer Doc0036941783
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJul 13, 2026
Property Address1008 JERSEY AVE, SAINT CLOUD, FL 34769-3619
Document Number0000091298
Book / Page7002 / 2988
Instrument DateJun 30, 2026
Instrument202691298
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 JERSEY AVE, SAINT CLOUD, FL 34769-3619

Mortgage

Document Number0000091298,
DateJul 13, 2026
Book Page7002/2988
Instrument202691298
Lender
NameADVANTAGEFIRST LNDG INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.48%
Max Rate-1%

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1008 JERSEY AVE, SAINT CLOUD, FL 34769-3619
Document Number0051722684
Instrument DateJun 08, 2017
Transaction TypeMortgage
Record UpdatedAug 01, 2017
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 JERSEY AVE ST CLOUD FL 347693619, ST CLOUD, FL 34769-3619

Mortgage

Document Number0051722684
DateJun 30, 2017
Book Page005172/002684
Instrument96287
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1008 JERSEY AVE, SAINT CLOUD, FL 34769-3619
Document Number0051722691
Instrument DateJun 08, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 JERSEY AVE ST CLOUD FL 347693619, ST CLOUD, FL 34769-3619

Mortgage

Document Number0051722691
DateJun 30, 2017
Book Page005172/002691
Instrument96288
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,989.00 (+158.93%)$334,400 (+100.32%) Land $55,000 Building $279,400$334,400 (+12.21%) Land $55,000 Building $279,400
2024$2,313.00 (+2.94%)
2023$2,247.00 (+3.98%) Homeowner's exemption$166,931 (+3%)$298,000 (+16.32%) Land $50,000 Building $248,000
2022$2,161.00 Homeowner's exemption$162,069$256,200 Land $45,000 Building $211,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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