1022 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1022 Jersey Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1910
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2021)
Tax Bill	$3,761 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`77817`

Property Details

APN / Parcel Number

Primary APN	`77817`
Alternative APN	`012630000101540110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,118 sqft Heated Area
Gross Area	1,762 sqft
1st Floor Area	1,118 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2000
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	344 sqft
Fence	Fence
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	77817
Street Address	1022 JERSEY AVE
City	SAINT CLOUD
State	FL
Zip	34769-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 154 LOTS 11 & 12 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	154
Legal Lot Number	2,11-12 12
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2030
Census Tract	43400

Owner

Source: Osceola County records · APN 77817

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1022 JERSEY AVE, SAINT CLOUD, FL 34769-3619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP
Sep 19, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Dec 27, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jul 30, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	2021145936
Deed Book / Page	6047 / 2465
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 21, 2021
Property Address	1022 JERSEY AVE, SAINT CLOUD, FL 34769-3619
Document Number	0060472465
Book / Page	6047 / 2465
Map Reference	MB B PG 33&34
Instrument Date	Aug 24, 2021
Instrument	2021145936
Transaction Type	Transfer
Record Updated	Oct 01, 2021
Title Company	SIMPLY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1022 JERSEY AVE, 1022, SAINT CLOUD, FL 34769-3619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 JERSEY AVE, SAINT CLOUD, FL 34769-3619

Mortgage

Document Number	60472467
Date	Sep 21, 2021
Instrument	6047/2467

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1022 JERSEY AVE, SAINT CLOUD, FL 34769-3619
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055920505
Date	Sep 19, 2019
Book Page	5592/0505
Instrument	2019121169

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Non-Lending Institution
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 27, 2018
Property Address	1022 JERSEY AVE, SAINT CLOUD, FL 34769-3619
Document Number	0054550379
Book / Page	5455 / 0379
Map Reference	MB B PG 33&34
Instrument Date	Dec 24, 2018
Instrument	2018188109
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	TITLECORP OF AMERICA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 AMERICAN WAY, 1006, KISSIMMEE, FL 34741-6781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FLORAL CT, KISSIMMEE, FL 34743-6605

Mortgage

Document Number	2018188110
Date	Dec 27, 2018
Instrument	2018188110

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 30, 2018
Property Address	1022 JERSEY AVE, SAINT CLOUD, FL 34769-3619
Document Number	0053751794
Book / Page	005375 / 001794
Instrument Date	Jul 11, 2018
Instrument	115826
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$889.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1006 AMERICAN WAY KISSIMMEE FL 347416781, KISSIMMEE, FL 34741-6781

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,761.00 (-8.36%) Homeowner's exemption	$253,000 (+9.71%) Land $46,800 Building $206,200	$253,000 (+9.71%) Land $46,800 Building $206,200
2023	$4,104.00 (+10.56%)	$230,600 (+12.05%) Land $42,500 Building $188,100	$230,600 (+12.05%) Land $42,500 Building $188,100
2022	$3,712.00	$205,800 Land $35,100 Building $170,700	$205,800 Land $35,100 Building $170,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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