1008 Bill Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1008 Bill Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,176 sqft · built 1949
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,618 (2026)
Deeds & Mortgages	Oct 2024 Transfer Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-7-23`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-7-23`
Alternative APN	`280005902000070230000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	672 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	160 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1008 BILL RD
City	SCHENECTADY
State	NY
Zip	12303-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,OG FREDS COMM-61 4.-289-13
Legal Block	7
Legal Lot Number	23.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2012
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1008 BILL RD, SCHENECTADY, NY 12303-2612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2024	Intrafamily Transfer, Transfer
Jan 9, 2020	Loan Modification, Mortgage WILMINGTON SVGS FUND SOC (CE)
Jan 9, 2020	Loan Modification, Mortgage WILMINGTON SVGS FUND SOC (CE)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 7, 2024
Transfer Doc	0000063498
Record Updated	Oct 29, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 22, 2024
Property Address	1008 BILL RD, SCHENECTADY, NY 12303-2612
Document Number	0000063498
Book / Page	2140 / 392
Instrument Date	Oct 7, 2024
Instrument	202463498
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1008 BILL RD, SCHENECTADY, NY 12303-2612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 BILL RD, SCHENECTADY, NY 12303-2612

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	1008 BILL RD, SCHENECTADY, NY 12303-2612
Document Number	0000017733
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 BILL RD SCHENECTADY NY 123032612, SCHENECTADY, NY 12303-2612

Mortgage

Document Number	0000017733
Date	Jun 19, 2020
Book Page	004997/000711
Instrument	17733

Lender

Name	WILMINGTON SVGS FUND SOC (CE)
Address	440 S LA SALLE ST # 20TH, CHICAGO, IL 60605-1028

Agreement

Amount	Amount Recorded
Term	408 Months
Due	Jun 18, 2054

Interest

Rate	4.62%

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	1008 BILL RD, SCHENECTADY, NY 12303-2612
Document Number	0000038938
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 BILL RD SCHENECTADY NY 123032612, SCHENECTADY, NY 12303-2612

Mortgage

Document Number	0000038938
Date	Dec 8, 2020
Book Page	005048/000512
Instrument	38938

Lender

Name	WILMINGTON SVGS FUND SOC (CE)
Address	440 S LA SALLE ST # 20TH, CHICAGO, IL 60605-1028

Agreement

Amount	Amount Recorded
Term	408 Months
Due	Dec 7, 2054

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,618.00 (+31.97%) Homeowner's exemption
2025	$4,257.00	$150,500 (+29.74%) Land $10,700 Building $139,800	$231,538 (+51.73%) Land $16,462 Building $215,076
2023		$116,000 Land $10,700 Building $105,300	$152,600 Land $14,076 Building $138,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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